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i7 <br />n <br />PIC <br />i <br />L <br />rr' <br />c a <br />After Recording Return To: <br />F3 <br />DEFINITIONS <br />n <br />Z \ <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Nichols <br />Loan Number: 01110005 <br />Parcel Number: <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 29, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is Christopher M. Nichols and Jaci C. Nichols f /k /a Jaci C. <br />Johansen, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIVE POINTS BANK <br />Lender is a Commercial Bank organized and existing under the <br />laws of NEBRASKA Lender's address is PO BOX 1507 GRAND <br />ISLAND, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated November 29, 2001 <br />The Note states that Borrower owes Lender <br />One Hundred Six Thousand And 00 /100 <br />Dollars (U.S. $ 106, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than January 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DocUINEi (Page 1 of 12 pages) <br />D0CU1NEI.VTX 12/01/2000 <br />N\, <br />CS <br />~ <br />n <br />C) <br />o <br />rr' <br />c a <br />A <br />Z --a <br />N <br />CD <br />rn (� <br />c n <br />-1 rn <br />I <br />-< o <br />'1T <br />ca <br />., <br />Ul <br />O <br />rn Z <br />O <br />�.,. <br />rn <br />s rn <br />H <br />Ci9 <br />c+ <br />r- <br />F -+ <br />vC7 <br />C/) <br />r- <br />N <br />fC" <br />W <br />C/) <br />7r <br />CJl <br />O <br />Cn <br />O <br />CD <br />is <br />� <br />ME <br />cm <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Nichols <br />Loan Number: 01110005 <br />Parcel Number: <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 29, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is Christopher M. Nichols and Jaci C. Nichols f /k /a Jaci C. <br />Johansen, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIVE POINTS BANK <br />Lender is a Commercial Bank organized and existing under the <br />laws of NEBRASKA Lender's address is PO BOX 1507 GRAND <br />ISLAND, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated November 29, 2001 <br />The Note states that Borrower owes Lender <br />One Hundred Six Thousand And 00 /100 <br />Dollars (U.S. $ 106, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than January 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DocUINEi (Page 1 of 12 pages) <br />D0CU1NEI.VTX 12/01/2000 <br />N\, <br />