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<br />   	snd convoq meFroy.-qy and d�aclho PropEny ie unencumbere4,exapt 1'orenaim6�tnce�4t tccor4; Borrower w�pu en4       �
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<br />		771Y8 SIiG71litTY IN9TitiJM8N7'ctlmbina.uNPoim dovcna�ts tor patiqnal yse snd n¢n•uNfoim wvenaote whh  J.,
<br />  _ 	timltWvari,atlon+DyJudediqlontocons�iwweuntlortnucudtyinswmentcovcringrcalproperty.
<br />		IINIPORMCOVByVANfB. Borro�+ierandtsnducovenentapd�greowfoltowao  			�
<br />		!.  P�ymtatofPrindptladd[nteresq�ey�ptMat�a0l,93eCAugea B91rower�l�e1! romptl pay+pluqdue0w
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<br />		J.  NII(IOf�O►'RYCliAdGL51!►AqM. BUbJCCttOAppIICGbIDIeW0ItO0WfI1fC11WlIVOrbyl.ender 8ortowerchplp�ytu �  '    ;
<br />   	Lender ort 0e My monthiy qymcab ere due under Aa Note,uml!IAo No[e 1�pald In full,a wm("}Und��for.��yEarlp°   "  ; :;
<br />   	�axw aud auasmenu which mey attaN pdodty over tl�a 8ecudty Insuument es e licn on the Property;@�yonrly Waeho(d
<br />    	paymente or gound mnu on tho Propcny.it an y. (o) Ycarly hwrd ot proP�nY insurance Drcmlume:(� p4�tY A�d     ,
<br />   	insuranco premlum�,If anyt(e)Yeuly mongage fnsurance premluma. If eny; end(q any tuma Payebla by Bortutiver ta
<br />    	I.ender,in ecardmce wlth Uwpro•ilaione of paregreph 8,In Ilw of thepaymen[ot monge!{e Insurance premlurtu� 'fhese
<br />    	Iteme ero called"Bscrow item+.  LuMer may,et any�ima coUect end hold FLnde In en amount not�o axoeed the maximum   .
<br />   	amount e lender for a fedwdty related mongego loan may requlro for Bortowort eaerow axount undu the fedcral Real
<br />    	Eatete Settlemm(Proadurca Act of 1974 es emended Rom 6me to pma,I2 U.S.C,g 2601 et r�p.("RFl9PA'�,uniosa ano�her
<br />    	levi ihat eppliea to the Wnda sw a leaser emoun�. It so.Lendu may�et any Hma,collea md hold Amd�In en emount no�to  	.
<br />    	exoad �he leaser amount. l.ender may estlmate �he amount of Amda dua on Ihe basia of eurtent d�ta and rcaaonabie
<br />    	estlmatea o[expendlmrea otfutum Sscrow Item�or oNerwise in eaordana wlih appIleable law.   				�
<br />		7Le[vnds ahall be held in an tnatltution whase deposiu are inwred by a federel agency,inswmenteltty,or endty
<br />    	(Including Lendcr,if Lrnder b cuch�n Ina�imdan)or in nny Rederel Home Ldan Benlc. Lender ehell npply the FLod�to pry
<br />    	the Bscrow Itema. Lender mry not cLarge Bortower tor holding and applying�he Wnda,ennually enelyiAng tAe asttow
<br />    	exounb or vcrlfying the&crow Items, unlesa l.ender pay+Hortowcr tntercat on the JA�nW end eppilubla lew pertniU
<br />    	Lendu to meke such a cherga However,Lender may requfre 6ortower to pay e one•time charge Cor en Indopendept rcal
<br />    	utero tu mponing servia used by l.endor in connecdon witA Nii Iwn,unlas appIlenble law providea othernlao. Unto�t en
<br />    	egrcement is mMe or eppliuble law requircn imercat to be paid.Lcnder nhnil not be requircd to pay Hortower anylnterut or
<br />    	eaming�on�hc Amds Bortower and I.ender may egra in writing,howevcr,that Intcrest tha116e paid on tha Pund�. i.ender
<br />    	�Aail glve to Bortowcr,without chargc,an ennual aceounting of tho Wnd�,shmving crediu and debite lo the Pund�end Ihe
<br />    	pm{wse tor which eaeh debit to the Iimd+was mnde. The Wnda e2 pledged e�addGional aecuriry tor all eums acured by
<br />    	tAla Securiry Instrument.
<br /> 		tf�he R�Ma held 6v Irnder e:ard �he emaunu pertnitted ro 6a held by epplicable lew_Lender ehffiI acCOUnt lo   	__.
<br />    	Dortowcr tor the cxcw�Lnd�in earordancc wi�h the rcquircmcnta of appliceblo law. !f�Ae emount of ihe Pund�hold by
<br />-   	Lendu e[my time is not cuificient ro pay the Eurow keme�vhen due,Lender mny w notify Horto�ver in wrlting,and,in
<br />    	such cew Qortower+Aail pay�o Lender�he amount nececsery to meke up the deficiency. Iiortower�hall meke up the
<br />    	deficicncy in no more lhan�wclve monthly poymenu,et Lenderl wlo diacrction.
<br /> 		Uponpayment fn PoII of all sums cecured by�hi�Security Inswmen6 Lender shell promptly rctund lo Bortower eny
<br />    	Wnd�held Dy Lender. If.under paregraph 21,Lender chall ecquirc or aell lhe Propeny,Lendu.pdor lo�he acqulaition or   	-
<br />    	aale ot�he Propeny.shall apply eny flmdf hetd by Lender a��he iime of ecquislAon or aeie as e crcdll�gainst�ha sums
<br />    	eecuttd by thi�Secudty Insnument.     											=-
<br /> 		3.  Applieotion of Paymenp.  Unlca� upplicable low providea otAerniu, ell paymcnn rcccived by l.endcr under   	°'��
<br />    	paragmphe I end 2 sh�ll be epplied:Ont,ro any prepayment charge�duc under�he Nae;cecond,ro amouna payeble under   	�;.,
<br />    	peragraph 2;third,to intercst due founh.�o principal due;and Im4 to eny late cherges due under the Note.     			Qi,.
<br /> 		4.  Chergee: Llero.  Bortowcr ahall pay nll mxca,asuasmem�, chargcs, finee and imposi�iom aRdbuteble to the   	--.
<br />    	Propeny�vhich mey anain pdority over�hix Security Inawmem,and Icnxhold paymenu or ground renn,lf eny. Bortower   	��:;
<br />    	shall pay�hese obligoilons in�hc mnnncr provided in paragraph 2,or ff not paid in that manner.Uortowcr shall pay thtm on   	-
<br />    	�ime dirmly�o ihe persan owed paymcnt. Bortowcr shall promptly Nmish ro Lcndcr uil noHees ot amoums�o be paid under   	€_
<br />    	thia paregnph. If 6o�rowcr makes�hese payments directly.Bortower ahall prorep�ly fumish to Lender reeeipp evidencing   	-
<br />    	thc payments. 														_ -
<br /> 		Uortower ahall promqly dixhargc any licn which haz priori�y over�his Sccuriiy Instrument unless Bartower.(a)agrces   	_
<br />    	in wrieing to�he payment of�he obligotion secured by�he lien in a manner accep�uble[o Lender.(b)contesu in good fafth�he
<br />    	lien by,or defends egainst en(orcemem a(�hc licn in.lcgai praceeding��vhich in�he I.endcrh opinfon opereie to prevent tAe   	=_
<br />    	enforcemem of�he licn;or(c)xcurcx Gom Ihe holdcr of Ihe lien an agrecmem smisfaclory lo Lender suboMinating the lien   	=
<br />    	to this Secumy Insimment. I!Lender deiem�ines tha�any p�rt of ihe Propeny is subjec�w n lien which may auein priority    	=
<br />    	over lhis Securily Inslmment.Lender moy give 6onower u nolice identi(ying the lien. Bortower.hall salisfy the lien or take   	�_��
<br />    	one or more of�hc actions ut forth a6ovc wilhin 10 days of�hc giving o(notica     						` �-
<br /> 		3.  Hazard or Property lnsurente. Bartower shall kcep thc impmvcmems now cxisting on c�rcaf�er ereded on thc   	�'�'
<br />    	Propeny insurcd agains�loss by fire,ha�ards included wi�hin the�em�"ex�ended corerage"and any other hazarsls,including   	��_-;-
<br />    	❑oods or Oooding. for which Lender requira imurance. Thi. insunnce.hall I�e maintaimd in �he amounts and tor Ihe   	°`��
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