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A <br />i�'flpp <br />mi <br />`7 <br />= <br />M <br />D <br />:C V) <br />M <br />rn <br />L <br />G <br /><..n <br />Condominium Rider <br />► <br />m <br />> <br />X <br />O <br />1 -4 Family Rider <br />❑ <br />CL-1 <br />Z >. <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11,13,18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 30th 2001 , together with <br />all Riders to this document. <br />(B) "Borrower" is Vivian J Walters and Dal F. Walters, as husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is United Nebraska Bank . Lender <br />is a Corporation organized and existing under the laws of the State of Nebraska <br />Lender's address is 700 North Webb Road Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803 <br />(E) "Note" means the promissory note signed by Borrower and dated November 30th 2001 . The Note <br />states that Borrower owes Lender Ninety Three Thousand Seven Hundred and 00 /100 <br />Dollars (U.S. $93,700.00 ) plus interest. Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than December 1, 2031 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />r7'7 <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />O <br />1 -4 Family Rider <br />❑ <br />CL-1 <br />Z >. <br />M <br />c <br />-� nn <br />c1tw <br />o <br />CZ) <br />y <br />o <br />cia <br />o <br />r- M <br />F- + <br />G <br />cn <br />►--+ <br />� 2'' <br />N <br />� <br />f-+ <br />cn <br />W <br />co <br />C-3 <br />v <br />co <br />N <br />rn <br />� <br />N <br />C <br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11,13,18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 30th 2001 , together with <br />all Riders to this document. <br />(B) "Borrower" is Vivian J Walters and Dal F. Walters, as husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is United Nebraska Bank . Lender <br />is a Corporation organized and existing under the laws of the State of Nebraska <br />Lender's address is 700 North Webb Road Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803 <br />(E) "Note" means the promissory note signed by Borrower and dated November 30th 2001 . The Note <br />states that Borrower owes Lender Ninety Three Thousand Seven Hundred and 00 /100 <br />Dollars (U.S. $93,700.00 ) plus interest. Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than December 1, 2031 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape <br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited <br />to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and <br />automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third <br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, <br />the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or <br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) <br />any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation <br />NEBRASKA— Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page I of8 pages) <br />9754.CV (2/01) G11306 <br />