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200401453 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: / <br />c �• <br />c <br />` (Seal) <br />AVID HAITH Borrower <br />L A (Seal) <br />MELANIE HAITH - Borrower <br />— (Seal) (Seal) <br />- Borrower - Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />0055767859 -9701 <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />®6(NE) (0005) Page 14 of 15 02/10/2004 8 : 2 3 :15 Form 3028 1/01 <br />