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. . 99• sc�s4ze <br /> BY SIGNING BELOW,Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in <br /> any rider(s) executed by Borrower and recorded with it. <br /> Witnesses: <br /> (Seal) <br /> Robert J. Jo so -Bonower <br /> ���1/C�XGt_ (Seal) <br /> Tamara M. Johnson B ro er <br /> (Seal) <br /> - Bonower <br /> (Seal) <br /> -Borrower <br /> Form 3028 9/90 (page 7 of 8 pages) <br /> ��� t: .. <br />