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CCH ( ' OC <br />CHECK <br />ION/SISSY TO <br />When recorded, return to: <br />Home Federal Savings and Loan Assn of Grand Island <br />221 S Locust St <br />Grand Island, NE 68801 <br />800-658-3183 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />7 0 I <br />REFUNDS: <br />CASH <br />CHECK <br />)ED <br />HALL _,'_.' F i Y NE <br />Mb G 3 <br />Words used in multiple sections of this document are defined below and other words are defined under <br />the caption TRANSFER OF RIGHTS IN THE PROPERTY and in Sections 3, 4, 10, 11, 12, 16,19, 24, and <br />25. Certain rules regarding the usage of words used in this document are also provided in Section 17. <br />Parties <br />(A) "Borrower" is Derek Williams a/k/a Derek G Williams, A Single Person <br />currently residing at 236 Waldo Ave, Grand Island, NE 68803. <br />Borrower is the trustor under this Security Instrument. <br />(B) "Lender" is Home Federal Savings and Loan Assn of Grand Island. <br />Lender is a Federal Savings Association, organized and existing <br />under the laws of Nebraska. Lender's address is 221 S Locust St, <br />Grand Island, NE 68801. <br />Lender is the beneficiary under this Security Instrument. The term "Lender" includes any successors <br />and assigns of Lender. <br />NEBRASKA — Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021 <br />ICE Mortgage Technology, Inc. Page 1 of 14 NE21UDEED <br />0222 UDEED(2 <br />OF DEEDS <br />