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<br /> � and coar.Gy.�tha P�p�y a�d tlu�t the Propaty i��mbered.cxoept tor a�cumbr�of tecad Barrowar wnraat��Iad
<br /> will def��+�+a�ly the thb w the P�operty�pin�t�11 al�imt�uid dera�ncls.wbjac¢w�ny a�cumbnna�t of rocad .
<br /> T4f��:3BClTRlTY INS1RU11�.NT oumbine� unifarm oovat�nb for natioaai we and non-u�ito�m�ov�W vrld�
<br /> Itmited,va�atioas by jurlsdiction co can�tiwoa a miifmm aocuricy inaaumenc coveri�real propeKy.
<br /> iJAiIRt�RM OOVB[VANTS. Humowor and Le�xler wven�nt�ud+B�aa follow�:
<br /> 1.� AypKnt d P�dpd aad uteredi A'eqlme�t ud 1.�ta Cb�r�r�.,Bnnvwer duU P�PaY P�Y Wt�u ib�a dia
<br /> prinaip�l,of,�x►d intorest on the debt evidcaced by tue Nota pnd pny p�r�ep�ymait and late cA�ges dua under tha Nbte.
<br /> s.•. PbMh fior 7l�Yes ad I�edrapce. Subject to applics�blo law ar to a writtcn w�iver by L.ender.BoROwer ah�ll p�y w
<br /> Lp�dpr pq,the dry monthly payauentc are duo under tda Noto,until ttia Note is p�id In full��swr�("Wnds")for:(a)yarly
<br /> puces x��ase:sment�whlah may utain priotity over thia Security Insaument es a licn on tha Pmgpty:(b)Yearly le�sebold
<br /> psymqats ar gmund c+enw on tho Property. if enyt (c) 9�Y i�a�ard ar p�openy inauanoo pemiums:(d) Yeariy flaod :
<br /> lnsuranoe Premiums. if iu►y; (e) Yeuly mangage in�urnncc praminma. if my; and(�any sum�psy�bla.by Bomowe�r w � ����
<br /> i,�da,in aarotdaMx wllh the provisians of pura��8.in licu of�a paymaU of mortg�ge insuranoe prc�aium�. 'I7�ese ,.
<br /> Itpms a�e called"Fscrow Items." I.ender may.at any dmo.collect and hald�Funds in an emount not to excad the maxlmum :
<br /> a�ii�aunt a tender for a federnlly teated martgage loan may�equim for Borro•Har1c escmw wxount wider the tede�al Rad
<br /> 6c�te Seqlemant.Proce�urcs Act of�197A as amended from t�me to dme, t2 U,5.C.p 2601 e�seq.("RBSPA").unless anotl�
<br /> taa dtwt y�pliea w the Rmde sets a lesser amount. lf sa�I.ender may�at any dme.collect and hold�in an wnoune dat to
<br /> exceed tho lesser artwwu. Ixndor may estimqte tho amount'of�Fl�nds dua on the basi�of cwnntdaa�nd raao�abk
<br /> estimates of ezpenditu�ea of fbture.F,scrow[tems or othorwlse in accondanco with applicable law.
<br /> The Amda shall be held in an iu�stitution whose deposits ane 9nsured by a federal agency. insuumanality.qr.endty
<br /> (including I.ender;if l.tnder is such an institutton)or in eny Federal Home Loan Bank. Lender shall apply Ihe Pbnds to pay
<br /> 1Lo Escrow Items. l.ender may not chaqte Bornnwer for hoWing and applying the Punds.�ualiy u�alyzin�Iho esctow
<br /> aocount, or verifying the Escrow It�ms,unless i.ender pays Horrower intaest on the Pbnda u�d applicoble law pemtits
<br /> Lender w nwice such e chnrge. However,l.endar may nequire Borrower to pay a one-time charge fa an indepeadont mal
<br /> . estate tax reporting service used by Lender In connecdon with this laan,unless appiicable+IAw provldes aherwfse. Unless�n
<br /> � agroement i�made or applicable Ipw requit�as intarast w be paid,Lender shall not be required w p�y Barower any Mterest or
<br /> ; eamings an the Punds. Bortower and L.cnder may agnee in writing.however,that interest shall be pafd on qro F�nds. Lender
<br /> ah�ll give to Bumower.without charga.an ennual eccounting of the Punds,showing credits and debita to tho Funds nnd the
<br /> purpose for which each debit w the Funds wns made. The Funds are ple.�iged ac Addidonal cxurity for all�eumc sxwed by
<br /> — thic Security In�wment.
<br /> If tt�e Rsn4s held by!�r exceed she amoants pecmisteQ tQ be lxld by e�plk�blc I�w, I!�k��11 acc,�+unt�o
<br /> . , Borrower for the excess Fl�nds in acco�+dance with tha requiremenis of applicabla law. If the wmaunt of the Phnds held by
<br /> �— Lender at Any dme is not aufficient to pay the Escrow ltems when due.l.ender may so notify Borrowcr in writing.and,in
<br /> - such case Borrower ahall pay to I.ender�he amount neceasaey to make up the deficiency. Borrower ahall malce up fha
<br /> _. deficiency in no more than twelve monthly puymenta,at I..ender s sole discretion.
<br /> Upon payment in full of all sums secured by thie Secudty Instrument,Lender shall promptly refund w Borrower any
<br /> � Fbnds hcld by Lender. If.under paregrnph 21,Lender ahall acquire or sell the Property.Lerxler,prior to the acquisition or
<br /> L sale of the Property,shell apply any Funds held by Lender at the �ime of acyuisition or sale as a crcdit against the sums
<br /> - secwed by this Securiry Instrument.
<br /> 3. Application ot Pnymenta. Unless pppUcable law provides othenvise, all payments received by Lender uoder
<br /> _ .,+� paragtaphs 1 and 2 shall be applicd:first,to any prepayment charges due under the Note;second,to simounts payable uadcr
<br /> — = paragraph 2;third,to interest due;fourth,to principal due;and last,to m�y late charges due under the Nate.
<br /> ` 4. Charges; I.iens. Bomower shall pay all taxes, assessmen�s. charges, fines and impositfons ettributable to �he
<br /> Property whlch may attain priodty over this Security Instrument,and leasehold payments or ground r+ents.if any. Bomower
<br /> �; shall pay these obligatiang in the manner provlded in paragraph 2,or if not paid in that manner. Botrower shell pay them on
<br /> time directly to Ihe persan owed payment. Borrower shgll promptly fumieh to Lender all noticec of amounts to be paid under
<br /> _ this paragraph. If Borrower maker these payments directly.Bcrcrower sbali promptly fumish to Lenda receipla esvidencing
<br /> the payments.
<br /> Borrower shall prompdy discharge any lien which has priority over this Securily Inslrument unleas Borrower:(a)agrees
<br /> ��;..�r{� in wridng to the payment of the obligation secured by ihe lien in u munner accepwble to Lender, (b)contests in good falth the
<br /> _ lien by,or defends agsdnst enforcement af'the lien in.Iegal proceedings which in Ihe Lender's opinion operate to prevent the
<br />_- �� enforcement of the lien;or(c)secures f�am 1he holder of the lien an agreement satisfactory to L.ender subordinating the flen
<br /> �� to this Secu�ity Inswment. If Lender determines that any part of the Propeny is subject to a lien which may attain priority
<br /> over this Security Insaument,Lender may give Horrower a notice ideMifying the lien. Borrower shall satisfy the lien or take
<br />_�� .• one or more of the actions set forth above within 10 duys of the giving of noticc.
<br />--- ,��r: 5. Ha�rd or Property Insnrance. Bonower ahall keep the improvements now ezisting or hereafter erected on�he
<br /> �!':` Prope�iy insured against loss by fire,hazurda included within�hc term"extended covernge"und any other huzards,including
<br /> ��� '��' floods or ttoodfng,for which Lender requires insurance. This insurance shall be maintained in the amounts and for the
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