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CASF-cd k <br />CHEC <br />1JV211S8d •I• <br />When recorded, return to: <br />Exchange Bank <br />Attn: Final Documents <br />8008 W Dodge Rd <br />Omaha, NE 68114 <br />LOAN #: 12514612 <br />DEFINITIONS <br />INST Leib OS820 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />REFUNDS: <br />CASH <br />CHECK <br />RECORDED <br />HALL COUNTY NE <br />1026 SEP — b P 3: 24 <br />'ii 1iJit ' OLD <br />REGISTER OF DEEDS <br />e- P6 <br />MIN 1008467-0000017651-2 <br />MERS PHONE #: 1-888-679-6377 <br />Words used in multiple sections of this document are defined below and other words are defined under <br />the caption TRANSFER OF RIGHTS IN THE PROPERTY and in Sections 3, 4, 10,11, 12, 16,19, 24, and <br />25. Certain rules regarding the usage of words used in this document are also provided in Section 17. <br />Parties <br />(A) "Borrower" is ANDREW J RUXTON, SINGLE MAN <br />currently residing at 3619 Innate Circle #304, Grand Island, NE 68803. <br />Borrower is the trustor under this Security Instrument. <br />(B) "Lender" is Exchange Bank. <br />Lender is a State Chartered Bank, organized and existing <br />under the laws of Nebraska. Lender's address is 1204 Allen Dr, <br />Grand Island, NE 68803. <br />The term "Lender" includes any successors and assigns of Lender. <br />NEBRASKA — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 3028 07/2021 <br />ICE Mortgage Technology, Inc. Page 1 of 14 NE21EDEED 0222 <br />NEEDEED (CLS) <br />09/04/2026 07:57 AM PST <br />