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202605786 negligent act, omission or misconduct of any Unit Owner, or by the willful or negligent act, omission or misconduct of any member of such Unit Owner, or by a guest or invitee of such Unit Owner, or any tenant or tenant's family, the costs of such repair and maintenance shall be the personal obligation of such Unit Owner, and any costs (including court costs), expenses and fees, including reasonable attorneys' fees, incurred by the Association for such maintenance, repair or reconstruction shall constitute an "Individual Assessment" and shall be added to and become part of the Assessments to which such Unit Owner's Unit is subject and shall be a lien against such Unit Owner's Unit as provided in this Declaration. In addition, the Board of Directors may levy an Individual Assessment against any Unit Owner or its Unit if the Unit Owner, tenants, guests or invitees willfully or negligently fail to comply with the terms and provisions of the Documents, resulting in the expenditure of funds by the Association to cause compliance by such Person with the terms and provisions of the Documents. The Board of Directors shall be entitled to recover all costs (including court costs), expenses and fees, including reasonable attorneys' fees related thereto, whether or not legal proceedings are instituted. An Individual Assessment shall be levied and the amount of the Individual Assessment shall be established only after notice to the Unit Owner and the right to be heard before the Board of Directors in connection therewith, provided that any such determination for an Individual Assessment pursuant to the terms of this Section may be appealed by said Unit Owner to a court of law. The obligation set forth in this paragraph 5) is subject to the waiver of subrogation and limitations of liability of Unit Owners as set forth herein. ARTICLE 10. INSURANCE 1) Insurance Requirements Generally. The Association shall obtain and maintain liability and property insurance for the Property and Association as determined by the Owners. Each Unit Owner shall obtain and pay for liability and property insurance for the Unit Owner's Unit. ARTICLE 11. TERMINATION 1) Termination. Except as otherwise provided, the Unit Owners in the Condominium shall have the right to terminate this Condominium Property Regime only by unanimous action, subject to the conditions of Section 76-855 of the Act. ARTICLE 12. RESTRICTIVE COVENANTS AND OBLIGATIONS. 1) Alterations. No Unit Owner shall make any structural addition, alteration or improvement in or to a Unit, or the Limited Common Elements pertaining thereto, without the prior written consent thereto of the Board of Directors. The Board of Directors shall have the obligation to answer any written request by a Unit Owner for approval of a proposed structural addition, alteration or improvement in such Owner's Unit within thirty (30) days after such request, and failure to do so within the stipulated time shall constitute a consent by the Board of Directors to the proposed addition, alteration or improvement. 2) Noxious or Offensive Trades Prohibited. No noxious or offensive trades, services, or activities shall be conducted within the Condominium or within any of the Units, nor shall anything be done thereon which may become an annoyance or nuisance to the Unit Owners of other Units within the Condominium. 3) Temporary, Modular and Storage Structures. Without approval from the Board of Directors: (i) no temporary structures, including but not limited to, trailers, mobile homes, converted trailers, or accessory buildings, shall be used on any Unit or Common Elements, and (ii) no modular constructed structures are allowed. No garages are allowed. 4) Antennas and Satellite Dishes. Antennas are allowed if the Board of Directors determines they are not unsightly and approves the same. Satellite dishes are allowed, provided that the location and size thereof is approved by the Board of Directors and the satellite dish is mounted on the roof, out of sight from the street. 8