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200401386 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />Seal c.�, G` <br />( ) (Seal) <br />LARRY "'R HOAGLAND - Borrower FLORENCE I HOAGLAND V - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(M-815R (0008) Page 4 of 4 Form 3192 1/01 <br />MGMZ <br />