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<br /> !. na�ei �r rh.pRty umr.�c.. 8ormwa �lµli keq,we ua�rova�t. now e�ains or M�rc.ner eroc�a on t6.
<br /> - �y�1l1l� !�!!!t �by�PC•�!!'L�S�!!C!t!d!d MM�l�li11 tM!l�f111 "l�twlwlYl Em�af�A'�nd MI}i c11hK�.�6.�
<br />__ _ _ ttood�or noodirq,fa wiaci�i.endor requi�es usurmoa. t nis irourar�oo siaui be miw�aiaoo in da unoiuKS o�I ic,�mc pe�ious - '
<br /> th�t l�ender roquires.7'ho incurmae wtrier providin�ttw ir�sunnoe slwll be choaa�by Borrowsr wbject to[�a�der'��ppruw!
<br /> which slWl rot be unrcawn�bly withbeld. If 8orrower f�fla to nwinuln mvenge deacd6ed�bov�� Lender moy, st[.endes'�
<br /> aptlon.o6tain covera�e to protau Leader'�rlQhts in the Property fn�crnr�duice with pon�r�ph 7.
<br /> A!!insuranca policfa and r�enawda�hrll be�oceptable to Lendet �nd sh�l1 include a�wtd�rd mort�e clw�e. L.endet
<br /> — ehnll hsvc the Hght to hold the palic[es and renewals.If Lender requlrn. Borrower shall pmmptly IIive ta Lender all receipte ot
<br /> P�P��nu and renew�l natioa.In the event of loa.Borrower�IwU�l��e prompt notica to the iawranoe c�rrier and L.ender.
<br /> l.a�der mry mdcc proof of loas if�at m�de pR+amptly by Borrower.
<br /> Unlas I.ertida and Burrower wi�erwiec agrce in wridng.fneurauKx procceds shall be appliod W restontion or npsir of the
<br /> Property dArn�god,if tho�starallon or repair is eronomically feastble and Lender's security ia not leasened.If the restoration or
<br /> rep�ir is rat aconanically feasible or Lerder's sxurity wauld be lessened,the insurwrce pra�eeda shall be applied to the sums
<br /> r,ocurod by this Securiry Inetrument. whether or not theen due. with my excess paid W Barrower. If Borrower abendooa the
<br /> Property,or does not answer within 3a daya a notice from La�der thet tha insurance carrler hae offard to settle a claim,thcn
<br /> Lender nuy coltect Ihe insurance pracoeds. Lender may use the praaeds to rqmir or reston the Propeny or to pay surt�s
<br /> ucured by thlc Secudry Insaument,wheiher or not th�en due. The 3(I.dAy period will begin when the notice is glven.
<br /> Unlc�s Lender ead Borrowcr olhcrwise agrec in wciting, any applitation of praceeda to principal shall not extcnd or �
<br /> _,.__ � _ _�,�� postpone the due date of the monthly payments refcrred to in parag:aphs 1 and 2 or change thc amount ot thc payments. �f
<br /> _ under patagraph 21 the Praperty ls�acyuired by I.ender. Harrower'c right to any insu�ance policiea and prckoeds result�ng froro
<br />_'�' � danwge�o the Prc�peny prfor ta the ucquisition ehall paea ta l.ender to tke oxlent of the awns secured by thia Security Listrumem
<br /> -- — = immediately pdar w the acquiaidan.
<br /> -_-- G.Oocaipwncy,N'�'lSCI'YaHUAs Maintwwnce and Protection ot the Prnperty;Borrower's Loan ApplkaUoni I.eacelwlds.
<br /> - Borrower shall occupy,establlsh,and use the Properly as Borrower'a pdnclpal residence wilhin slaty daye after the exxution of
<br /> this Socudty Instrument and shull continue to occupy the Property as Borrower's principal recidence for at least one year after
<br />- the date of oaupmicy,unless Lcnder otherwise agrees in writing.which consent ahall not be unreasonably withheld.or unkss
<br /> extenuating clrcumstances eaist which arc beyond Borrower's control. Borrower shall not destroy. d�unege or impair the
<br /> � Property,�Ilow the Property to deteriorate, ar cammlt waste on Ihe Property. Bartowcr sholl bc in dcfault if any farfeiturc
<br /> action or pracoeding.whether civil ur crfminul. is hegun that in Lender'�gaod P�Ith judgment cauld rcwlt in forfeiwrc af Ihe
<br /> Propeny or aherwlsc materiully impair the lien cmatod by�hi�Security[nsuument or l.ender's serurfty intercRt.Borrowcr m�y
<br /> curc wch o defuull wd reins�rte,as pmvided in purag�ph 18.by�using �he action or praceeding to be dismicsed wilh a rulin�
<br /> w ihat, ia Lcs:dcv's�uad falth c3$tesrtiin�tlon. jNF.CIU�i �8i'P2{iiii�OP i� SOITOWZi's i�iere�t in ii� ?�ape�iy or atixr mate�lsi
<br /> impairment of the lien creatud by thir Securfty Ins�niment or I.ender's secu�ity interest. Borrawer shall �Iso be in default if
<br /> �•� Borrawer,dudng Ihe loan application process,guve muter{ally fulse or Incucurate infornwtion or statementR to L.ender(or i�lled
<br /> _ to provide L.ender with any mate�ial infomuuian)in connaction wlth tiw laan evidenced by tha Nole,including.but not limitod
<br /> - to, reprcsentations concernfng Borrower's accupancy of the Proparty as a principal residence. If this Security Instrument is on a
<br /> -- — leasehold, Barrower ahull comply with all the provisions of the lease, lf Borrower acquircs fee tida to the Property, the
<br /> • leasehold end the fee title shull not mcrge unless L.ender agrees to the rnergcr in writing.
<br /> � 7. Protection of I.ender's Rights in the Property.If BoRawer fuils to pert'arm the covenants und agreements contajned in
<br /> - this Security Instrument, or therc is a legnl proceeding thnt may significsintly affect Lender's rights in the Property(such as a
<br /> proceeding in bankruptcy,prabute, for condemnation or forfeiture or to enforce laws or re�ulations). then Lender may do nnd
<br /> •'' pay for whatever is necessary to protect the value of Ihe Property und C.ender's rightc in the Property. I.ender's actions may
<br /> - .y��'��: include paying any sumx secured by u lien which iws priority over ehis Security Instrument, appea�ing in rnun, paying
<br /> � . n...
<br /> °�`i`.�¢ reasonabla attorneys'fees and entering on the Proncrty to mnke repairs.Althnugh Lender mey take nction under this paragraph
<br /> '���' � � 7,l.cnderdoa nat have to do so.
<br /> '. . },��!
<br /> ,���' � � '''' Any amrn�nts dl4hurceci by I.ender under this paragraph 7 shAll t�ecorne additionnl debt of Barmwer sctured by this
<br />.„_. r). r',,
<br /> �,;??� h � Secudty lnstrument. Unless Borrower and Lender agree to othcr terms of payment, these amounts shall benr interest from the
<br />- �,4:;;i "r� date of disbursernent at the fYote rate and shall be payuble. with intereM, upon nutice from Lender to Horrower requesdng
<br />. 4.. r.'. t..,
<br /> N�=� payment.
<br /> 'G°:tr�.ti+
<br />_ •'•r�;,;,l, 8. Morlgage Insurance. If Lender required mortgnse insurance as u condition of making thc loan secured by this Security
<br /> `` �''���' Instrument, Borrower shall pny the premiums reyuired to mnintuin [he mortguge insurance in effect. If, for any reason. the -
<br /> � v r1,` morlgage insurance coverage required by L.ender lupses c�r ceaties to be in effect. Borrower xhall puy the premiums required to
<br /> � '�*r:��?"' obtain cover e substantiall e uivalent�o the mort a e imurunce rcviousl m effect,ut a rnst substantiall e wvalent to the
<br /> �:��.r.�,,..��,•; 88 Y q 8 8 P Y � Y 9 �
<br /> ,��..,.; ;, cost to Homower of Ihc tn�rtgage insurunce previously in effcct, from un ultemute mortgu�c insurcr nppmved by Lender. If
<br /> �'�'� subslentially equivalent mongage insurance coverage i.r• not available, &�rrower rhall pay to LenJer euch momh u sum equal to
<br /> - ,�;��, ,_, ., one-Iwelflh of the yearly mortguge insurance premium being pnid by Borrower whan the intiurance coverugc lups;ed or reased to
<br /> 'r�,c?�;_:- be in effect. I.enda wfll s�ccept,ur,e nnd retain�hese puymentx as u los:� re�erve in lieu of mnrtKugc insuram:e. L.oss reserve -
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