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202604893 <br />24. Successor Trustee. Beneficiary, at Beneficiary's option, may from time to time remove Trustee <br />and appoint a successor trustee without any other formality than the designation in writing. The <br />successor trustee, without conveyance of the Property, shall succeed to all the title, power and duties <br />conferred upon Trustee by this Security Instrument and applicable law. <br />25. Notice. Unless otherwise required by law, any notice shall be given by delivering it or by mailing <br />it by first class mail to the appropriate party's address in this Security Instrument, or to any other <br />address designated in writing. Notice to one trustor will be deemed to be notice to all trustors. <br />26. Request for Notices. Trustor and Beneficiary hereby request a copy of any notice of default, <br />and a copy of any notice of sale, be mailed to each party at the address for such party set forth in this <br />Security Instrument. <br />27. Waivers. Except to the extent prohibited by law, Trustor waives all appraisement and homestead <br />exemption rights relating to the Property. <br />28. Other Terms. If checked, the following are applicable to this Security Instrument: <br />E Construction Loan. This Security Instrument secures an obligation incurred for the <br />construction of an improvement on the Property. <br />E Fixture Filing. Trustor grants to Beneficiary a security interest in all goods that Trustor owns <br />now or in the future and that are or will become fixtures related to the Property. This Security <br />Instrument suffices as a financing statement and any carbon, photographic or other reproduction <br />may be filed of record for purposes of Article 9 of the Uniform Commercial Code. <br />C Riders. The covenants and agreements of each of the riders checked below are incorporated <br />into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] <br />C Condominium Rider C Planned Unit Development Rider C Other: <br />C Additional Terms <br />Signatures <br />By signing below, Trustor agrees to the terms and covenants contained in this Security Instrument and <br />in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the date <br />stated in this Security Instrument. <br />Trustor <br />KRISTIN . I LCLASURE <br />CHARLES E COLCLASURE <br />202503x20260501 <br />Deed Of Trust Closed End -NE <br />® 2025 Wolters Kluwer Financial Services, Inc. <br />All rights reserved. <br />2026051826.1.0.6422-J20250326Y <br />Application #: 79920978049 / SBA Loan #: 8279199109 <br />03/2025 <br />Page 8 of 10 <br />