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200112241 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />Seal) (Seal) <br />Barbara L. Ernst < Borrower John H nssen Borrower <br />(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this November 23, 2001 <br />by Barbara L. Ernst and John Hanssen, Wife and Husband <br />GENERAL NOTARY -State of Nebraska <br />I—CA, f 4 1 M&ff M EDWARD J. JAROSIK <br />My Comm. Exp. Oct. 27. 2003 <br />Signature of PersAVtakin owledgment) <br />(Title or rank)�/�� <br />(Serial Number, if any) <br />_(Seal) <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />DocU1NE12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 02/22/2000 <br />