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200112237 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />fi <br />(Seal) <br />ivi ael Ray Gol , n Borrower <br />_(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />a <br />(Seal) <br />Teresa Jo Golde Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this November 23, 2001 <br />by Michael Ray Golden and Teresa Jo Golden, Husband and Wife <br />Signatur of Person taking acknowledgment) <br />(Title or rank) Y i 1� <br />(Serial Number, if any <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mae UNIFORM INSTRUMENT <br />DocU i NE 12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 02/22/2000 <br />(Seal) <br />Borrower <br />I& GENERAL NOTARY -State of Nebraska <br />JODY L. EBERHARDT <br />My Comm. Exp. July 28, 2003 <br />Form 3028 1/01 <br />