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200112232 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />N I EL P C I M I NO - Borrower <br />MOLLY J C I M I O - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />01- 15228992 <br />CNE) (oao5) Peas 14 of 15 Form 3028 1101 <br />5 <br />