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200401324 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />TERRY 0 TMM - Borrower <br />/_11 �)� <br />eal) <br />ANN E 43 TMAN Bozo <br />— (Seal) <br />- Borrower <br />- (Seal) <br />- Borrower <br />- (Sa) <br />- Borrower <br />6(NE) (0005( Page 14 of 15 <br />— (Seal) <br />- Borrower <br />- (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229641 <br />Form 3028 1101 <br />