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<br /> Bodmt�i whh tAe Mt C�a�o D�te�mli�Mera�t nte wi1 bt Ored on�r ftlta.7Ue"Inde�°is the w�aektY�ve�ye Y�m UdiO�d St�er
<br /> 7Ye�my ieau�ia adjwtad to a oon�tmt muuritf d 1�air.n tinde�v�il�ble bY tMe Fadval Aw�rw 8ard.'IL�mat raoe�t l�dn�Mfe�s
<br /> 1►vail�blettotlbed�te43 d�bafoma�h CI�npDa�e itcalled t6e"Gl�rreat lade�t:'
<br /> ' lf t4 Iada�b ao lo�r av�i4ble.tM Note HWd�w�11 alwo�e�n�w indnc pNcb I�based apon oanpeaWe iafomatloe.'Itie No�t
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<br /> 1 BKoroq�b qw�e D�tt.the Note Holdx dU cakvl�te wY mw�Iate�at Ate by�ddloi �t�Kt dNil fiNF-FiALF perom�yn
<br /> potou r 2•5 �1i1 to the Gluront IaQeu�ad roundin[w the aeuat 1/�tb ot 1�N�subJect to 1be Ibatu q�ted in Sectlao N�)bdoa.
<br /> 71�mundod�mount�vW 6e a►y hew iataat nte unUl tliee aeutt C'Iw�e Data.
<br /> 7'Ae Note Holda v�fU thea determine the amount ot tMe monthlY PAYarent t6at�onld be mftlda�t w repsy ia fu8 the prindpRl l�m
<br /> apeclal to ow�e on tlut Chu�e Date in�ubsunWNY a9�P�Y�ts by the awtuHty dua N my anr iatvat nta.Tbe�auh of thlt aNcuWioo
<br /> wiU be themw amamt of mY�Y O�Y�.
<br /> (D) IJ�ib o�Irlsrwt MMCh�a
<br /> 7Ue iatanat ate I �un roqutred to p�y �t the fint Ch�nto Date wtU na be��a th�n ?•� '�i � �
<br /> 3_00 �,y.����my interest nMa wIU never be i�sed or decrca�ed on anyd�la Ch�n�e Date by rtam th�n
<br /> �.._.ttan the rate of inlerat t luve bod►psyiaj for the preoeding twelvo months.The minlrnum Interat nte on th4lwn wIU aava bo
<br /> la�th�n �•00 94�nd t6e mudmum intueat nte wfU never be Y��+� �0_00 VI�.
<br /> (E� I+lf�etl�e D�te of CM�e�
<br /> My new iaterest nte wIU beoome etfoetive oa ach Changc Date.l wIU p�y the�mou nt of my new awnthly l�ymmt b�imini on tAo Mt
<br /> monUily pay�aent dak aRer the G7►�aae Date wtfl the amount of my moathly payment chnnKa aRdq.
<br /> (Pl NotlaotChqa
<br /> 71a Note Holder wUl mail w de0ver to me a aotfa before each Chan�e Dau.The notice will�dvise me of:
<br />- (i) the eew interat nte on my lan u of the ChanQa Date;
<br /> (i� the�mount ot my monthly p�yment Pdlowlna the Change Dat�;
<br /> pU) any additional muten whlch the Note Holder b rcquired to diaclose;�nd
<br /> (iv) the�ddrcst of the�ssod�tlau yau could cont�ct rcWuding any quadons a6out the a�wtmeM ndkx. .
<br />- �. CHARCESi I.IBNB
<br />- UNform Covenant 4 ot the Security Instrument ia unended to read as follows:
<br /> 4. C4r�ni Uein.8ottower:hdl pay dl uza, assasmenta,and other charaa,fines,end Nnpoeidotu att�butabk ta the Pruperty which maY
<br />_ �ttaln a pHority over thie`uecurfty Instrumrnt,�nd lasehoid paymenla uf�{ruuuS�auts,If w�y,+n�1�e r,wnner providcd ander para4raph 2 h�rcaf
<br /> or.itnot pdd in:uch manner,by Borrowa m�kina payment,when duc,dircctly to the payee thereof.Borrawer�hall prompUy furnish Lender
<br /> dl notioa of amounts due under thls puapnph.u�d in the event Borrower shall make payrnent dlrectly.Borrowu�ha11 promptly iurnlsh to
<br /> I.pider roxipu evtdencing such paymenn. Borrower�hall promptly dlschuQe any Ilen whlch has pr{ority over thl� Secudty Instrument;
<br /> howaver,Borrower shall not be rcqui�ed to discharae any such lien so lon�as Bonowa:1a)ehall�ree in writing to�he paymrnt ot the
<br /> obU�tton aecured by euch Uen in�he monner oeceptable to L.ender;(b)shell in good Uith cantest such lien by,or defend ayainst enforcemmt ot
<br /> wch Uen In.ley�l proceedin�t whlch in the opMion of Lender operate to prevent Ihe cntorcement of the lien or torfciturc of the Property or any
<br /> p�rt thereof:or(c)th�ll txure f�om the holder of tuch tlen an aatament in�Porm satbfactory to Leader iubordlnatln��uch Ikn to this
<br />- 3ecurlty lnstrument.
<br /> If La�der determina 11uU all w any put ot the Property fs subject to a lim which may atuJn a priorfty over thii Secu�ity Instrumrnt.
<br /> Lender th�ll�ive Borrower a notia ldentifying such lien. Borrower shall wtbfy such lien or take one or morc oi tne�euons�tortn aoove
<br /> wiUOa ten dAri of the�iviuQ of the notia.
<br /> - C. NOTtCE
<br /> UNform Oovaunt 14 of tAe Secudty Imtrument It�mended to read as fdlowa:
<br /> U. Notia.Bxapt for�ny noUa requirod under�ppliable law to 6e�iven in another m�mer,(�)any notla to Borrowcr provided tor in this
<br /> Secutlty Instrument edall be oiven by dellverin�i�or by mailinQ it by tint c4w mail co Borrower at the Propeny Addras or at such aMer addnss
<br /> u 8orrower may da�l4nate by naice to Lmder as provlded herein,and pi)any aotiee to lender shall be Qlven by tint class m�ll to Lender's
<br /> �ddras ihted herdn or to auch other add�u Lender my dai�aate Dy notia to 8orrowa as provided hercin.Any aotice provlded for{n thia
<br /> � Security GutrunKnt�hall be damed to Mave barf�iven�a Borrower or 4ender when�vm ir.ahe mumet deei4nsted hercin.
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