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200401307 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />LARRY DUANE KEOWN <br />AKA LARRY D KEOWN <br />— (Seal) <br />- Borrower <br />— (SM) <br />- Borrower <br />(Seal) <br />- Borrower <br />MARCIA ANN KEOWN - Borrower <br />AKA MARCIA A KEOWN / <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229643 <br />C•B(NE) (oom Page 14 0115 Form 3026 1101 <br />