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200401304 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in an Ri r ecuted by Borrower and recorded with it. <br />_Q c# <br />- BORROWER - T ER DATE - <br />- KELLI K. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 13 pages) <br />Doccnrrsc.vxx 00/19 /2002 <br />