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200112190 <br />C. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN THE <br />REVOCABLE TRUST. <br />Uniform Covenant 18 of the Security Instrument is amended to read as follows: <br />Transfer of the Property or a Beneficial Interest in Revocable Trust. <br />If, without Lender's prior written consent, (i) all or any part of the Property or an interest in <br />the Property is sold or transferred or (ii) there is a sale, transfer, assignment or other disposition of any <br />beneficial interest in the Revocable Trust, Lender may, at its option, require immediate payment in full of <br />all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if <br />exercise is prohibited by Applicable Law. <br />If Lender exercises this option, Lender shall give the Borrower notice of acceleration. The <br />notice shall provide a period of not less than 30 days from the date the notice is given in accordance with <br />Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails <br />to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this <br />Security Instrument without further notice or demand on Borrower. <br />BY SIGNING BELOW, the Revocable Trust Trustee(s) accepts and agrees to the terms and covenants <br />contained in this Inter Vivos Revocable Trust Rider. <br />ROGER L ROSS <br />Trustee of the ROGER T. ROSS AND YVONNE <br />ROSS TRUST <br />Trust under trust instrument dated MAY 4, 1998 <br />, for the <br />benefit of ROGER L ROSS <br />- Borrower <br />ONNE R ROSS <br />rustee of the ROGER L ROSS AND YVONNE <br />ROSS TRUST <br />Trust under trust instrument datedMAY 4, 1998 <br />, for the <br />benefit of YVONNE R ROSS <br />dM-372R (9912) Page 3 of 3 <br />Borrower <br />