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9491770 <br />200112190 <br />INTER VIVOS REVOCABLE TRUST RIDER <br />DEFINITIONS USED IN THIS RIDER. <br />(A) "Revocable Trust." The ROGER L ROSS AND YVONNE R ROSS, TRUSTEE OF THE ROGER L ROSS <br />AND YVONNE ROSS TRUST AGREEMENT DATED MAY 4 ,199$rust created under trust instrument <br />dated MAY 4, 1998 for the benefit of ROGER L ROSS AND YVONNE R <br />ROSS <br />(B) "Revocable Trust Trustee(s)." <br />trustee(s) of the Revocable Trust. <br />(C) "Revocable Trust Settlor(s)." <br />settlor(s) of the Revocable Trust signing below. <br />(D) "Lender. " <br />WELLS FARGO HOME MORTGAGE, INC. <br />(E) "Security Instrument." The Deed of Trust, Mortgage or Security Deed and any riders thereto <br />of the same date as this Rider given to secure the Note to Lender of the same date made by the Revocable <br />Trust, the Revocable Trust Trustee(s) and the Revocable Trust Settlor(s) and any other natural persons <br />signing such Note and covering the Property (as defined below). <br />(F) "Property." The property described in the Security Instrument and located at: <br />1709 DOREEN ST, GRAND ISLAND, NE 68803 <br />[Property Address] <br />THIS INTER VIVOS REVOCABLE TRUST RIDER is made this 16TH day of <br />NOVEMBER, 2001 , and is incorporated into and shall be deemed to amend and <br />supplement the Security Instrument. <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, the Revocable Trust Trustee(s), and the Revocable Trust Settlor(s) and the Lender further <br />covenant and agree as follows: <br />A. INTER VIVOS REVOCABLE TRUST. <br />1. CERTIFICATION AND WARRANTIES OF REVOCABLE TRUST TRUSTEE(S). <br />The Revocable Trust Trustee(s) certify to Lender that the Revocable Trust is an inter vivos <br />revocable trust for which the Revocable Trust Trustee(s) are holding full title to the Property as trustee(s). <br />MULTISTATE INTER VIVOS REVOCABLE TRUST RIDER <br />dM-372R (9912) <br />Page 1 of 3 <br />VMP MORTGAGE FORMS <br />12/999 <br />Initials: <br />(800) 91 <br />