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202603435
<br />5110552627 265595654
<br />(G) "Security Instrument" means this document, which is dated MAY 29, 2 02 6, together with all Riders
<br />to this document.
<br />Additional Definitions
<br />(H) "Applicable Law" means all controlling applicable federal, state, and local statutes, regulations,
<br />ordinances, and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non -appealable judicial opinions.
<br />(I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments, and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association, or similar organization.
<br />(J) "Default" means: (i) the failure to pay any Periodic Payment or any other amount secured by this
<br />Security Instrument on the date it is due; (ii) a breach of any representation, warranty, covenant, obligation,
<br />or agreement in this Security Instrument; (iii) any materially false, misleading, or inaccurate information or
<br />statement to Lender provided by Borrower or any persons or entities acting at Borrower's direction or with
<br />Borrower's knowledge or consent, or failure to provide Lender with material information in connection with
<br />the Loan, as described in Section 8; or (iv) any action or proceeding described in Section 12(e).
<br />(K) "Electronic Fund Transfer" means any transfer of funds, other than a transaction originated by check,
<br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument,
<br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an
<br />account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine
<br />transactions, transfers initiated by telephone or other electronic device capable of communicating with such
<br />financial institution, wire transfers, and automated clearinghouse transfers.
<br />(L) "Electronic Signature" means an "Electronic Signature" as defined in the UETA or E-SIGN, as
<br />applicable.
<br />(M) "E-SIGN" means the Electronic Signatures in Global and National Commerce Act (15 U.S.C. § 7001 et
<br />seq.), as it may be amended from time to time, or any applicable additional or successor legislation that
<br />governs the same subject matter.
<br />(N) "Escrow Items" means: (i) taxes and assessments and other items that can attain priority over this
<br />Security Instrument as a lien or encumbrance on the Property; (ii) leasehold payments or ground rents on the
<br />Property, if any; (iii) premiums for any and all insurance required by Lender under Section 5; (iv) Mortgage
<br />Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage
<br />Insurance premiums in accordance with the provisions of Section 1 l; and (v) Community Association Dues,
<br />Fees, and Assessments if Lender requires that they be escrowed beginning at Loan closing or at any time
<br />during the Loan term.
<br />(0) "Loan" means the debt obligation evidenced by the Note, plus interest, any prepayment charges, costs,
<br />expenses, and late charges due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(P) "Loan Servicer" means the entity that has the contractual right to receive Borrower's Periodic Payments
<br />and any other payments made by Borrower, and administers the Loan on behalf of Lender. Loan Servicer
<br />does not include a sub-servicer, which is an entity that may service the Loan on behalf of the Loan Servicer.
<br />(Q) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />NEBRASKA--Single Family —Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021
<br />Modified for VA
<br />cx 25306.6 Page 3 of 2/
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