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202603340 25. Successor Trustee. Beneficiary, at Beneficiary's option, may from time to time remove Trustee and appoint a successor trustee without any other formality than the designation in writing. The successor trustee, without conveyance of the Property, shall succeed to all the title, power and duties conferred upon Trustee by this Security Instrument and applicable law. 26. Delivery of Notice. Unless otherwise required by law, notices will be delivered in the following manner. If the parties agree to electronic communication pursuant to a separate agreement, notice will be provided electronically subject to the terms of that separate agreement for electronic communication. Notice will be deemed to have been given when sent, subject to the teens of the separate agreement for electronic communication. If the parties do not agree to, or opt out of, electronic communication, notice will be provided in writing by mailing it by first class mail or by delivering it to the appropriate party's address listed above, or to any other address designated by the party in writing. Notice will be deemed to have been given when Lender mails it by first class mail or delivers it to the appropriate party's address. Notice to one Trustor will be deemed to be notice to all Trustors. Each party will promptly inform Lender of any change in name, address, or other contact information. The delivery method for notices may be changed at the discretion of Lender, if Lender provides notice to all impacted parties through the current delivery method prior to the change. 27. Request for Notices. Trustor and Beneficiary hereby request a copy of any notice of default, and a copy of any notice of sale, be mailed to each party at the address for such party set forth in this Security Instrument. 28. Waivers. Except to the extent prohibited by law, Trustor waives all appraisement and homestead exemption rights relating to the Property. 29. Other Terms. If checked, the following are applicable to this Security Instrument: ❑ Construction Loan. This Security Instrument secures an obligation incurred for the construction of an improvement on the Property. ❑ Fixture Filing. Trustor grants to Beneficiary a security interest in all goods that Trustor owns now or in the future and that are or will become fixtures related to the Property. This Security Instrument suffices as a financing statement and any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of the Uniform Commercial Code. ❑ Riders. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] ❑ Condominium Rider ❑ Planned Unit Development Rider ❑ Other: ❑ Additional Terms. Deed Of Trust Closed End -NE © 2025 Wolters Kluwer Financial Services, Inc. 12/2025 All rights reserved. 26.1.0.6422-J20260309N Page 8 of 10