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2 26 3-, 54 <br />sooner paid or forgiven, the debt will be paid in full no later than June 01 <br />2036 <br />(E) "Riders" means any and all Riders to this Security Instrument that are signed by Borrower. All <br />such Riders are incorporated into and deemed to be a part of this Security Instrument. <br />(F) "Security Instrument" means this document, which is dated May 15th <br />2026 . together with all Riders to this document. <br />Additional Definitions <br />(G) "Applicable Law" means all controlling applicable federal, state, and local statutes. <br />regulations. ordinances, and administrative rules and orders (that have the effect of law) as well as <br />all applicable final, non -appealable judicial opinions. <br />(H) "Community Association Dues, Fees, and Assessments" means all dues. fees. <br />assessments, and other charges that are imposed on Borrower or the Property by a condominium <br />association, homeowners association, or similar organization. <br />(I) "Default" means: (i) the failure to pay any Periodic Payment or any other amount secured <br />by this Security Instrument on or before the date it is due; (ii) a breach of any representation, <br />warranty, covenant, obligation, or agreement in this Security' Instrument; (iii) a breach of any <br />representation. warranty. covenant, obligation, or agreement in the first lien security instrument <br />that is secured by the Property; or (iv) any action or proceeding described in Section 7(e) ; or (v) <br />Borrower's failure to use the Property as their primary residence. <br />(J) "Electronic Signature" means an "Electronic Signature" as defined in the UETA or <br />E-SIGN, as applicable. <br />(K) "E-SIGN" means the Electronic Signatures in Global and National Commerce Act <br />(15 U.S.C. § 7001 el seq.), as it may be amended from time to time, or any' applicable additional <br />or successor legislation that governs the same subject matter. <br />(L) "Loan" means the debt obligation evidenced by the Note, plus any interest, prepayment <br />charges. costs, expenses, and late charges due under the Note, and all sums due under this Security <br />Instrument, plus any interest. <br />(M) "Loan Servicer" means the entity that has the contractual right to receive Borrower's <br />Periodic Payments, if any. and any other payments made by Borrower, and administers the Loan <br />on behalf of Lender. Loan Servicer does not include a sub-servicer. which is an entity that may <br />service the Loan on behalf of the Loan Servicer. <br />(N) "Miscellaneous Proceeds" means any compensation. settlement, award of damages, or <br />proceeds paid by any third party (other than insurance proceeds paid under the coverages described <br />in Section 4) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking <br />of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(0) "Periodic Payment" means any' regularly scheduled amount due for principal and interest <br />(if any) under the Note. <br />(P) "Property" means the property described below under the heading "TRANSFER OF <br />RIGHTS IN THE PROPERTY." <br />(Q) "Successor in Interest of Borrower" means any party' that has taken title to the Property, <br />whether or not that party has assumed Borrower's obligations under the Note and/or this Security <br />Instrument. <br />NERRASKA --Single Family --Freddie Mac/Fannie %lae Form 3800.2E <br />STANDARDIZED SI,BORDINATE DOCF.NIEN.r <br />12,-2023 <br />Page 2of13 <br />