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202601091 <br />LOAN #: 260435789 <br />required by the Note are made early, the amount of interest payable under the Note <br />will be less than originally scheduled, which may cause the total number of payments <br />and/or the dollar amount of the final payment required to be made under the Note to <br />decrease accordingly. <br />BY SIGNING BELOW, each Mortgagor and Borrower accepts and agrees to the <br />terms and covenants contained in this Simple Interest Rider. <br />(Seal) <br />JAMES L PIPPS <br />FIXED RATE SIMPLE INTEREST RIDER <br />ICE Mortgage Technology, Inc. Page 2 of 2 <br />DATE <br />GFSIRDU 0624 <br />GSIRLU (CLS) <br />05/04/2026 02:51 PM PST <br />