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202602830 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider signed by Borrower and recorded with it. <br />Borrower <br />ERIN J JO NS <br />S/S/ZII <br />Date <br />Seal <br />Acknowledgment <br />State of Nebraska <br />County of <br />This instrument was acknowledged before me on km it c D Oby <br />Er i to l ohnsnn , 0, str Ie ipea-scr, <br />avid, AffrvJih) <br />Notary Public <br />My commi sion expires: <br />u&f. (94 <br />Loan Origination Organization: Wells <br />Fargo Bank N.A. <br />NMLSR ID: 399801 <br />GENERAL NOTARY - State of Nebraska <br />STACIE NOVAKOWSKI <br />My Comm. Exp. August 27, 2029 <br />Loan Originator: JOSH MEADOWS <br />NMLSR ID: 2050520 <br />HCFG-01221 270610826210 <br />NEBRASKA-Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021 <br />Wolters Kluwer Financial Services, Inc. 10/25 <br />2026050124.2.0.5951-J20081203Y Page 21 of 21 <br />i <br />MN I <br />