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re 2 <br />PLANNED UNIT DEVELOPMENT RIDER <br />PHILLIPS <br />Loan #: 2611780212 <br />MIN: 100433300006621311 <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 1ST day of MAY, 2026, <br />and is incorporated into and amends and supplements the Mortgage, Mortgage Deed, Deed of <br />Trust, or Security Deed (the "Security Instrument") of the same date, given by the undersigned (the <br />"Borrower") to secure Borrower's Note to CASTLE & COOKE MORTGAGE , LLC, (the <br />"Lender") of the same date and covering the Property described in the Security Instrument and <br />located at: <br />1715 BASS RD, GRAND ISLAND, NE 68801-1802 <br />[Property Address] <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, together <br />with other such parcels and certain common areas and facilities, as described in THE <br />COVENANTS, CONDITIONS AND RESTRICTIONS FILED OF RECORD THAT AFFECT <br />THE PROPERTY (the "Declaration"). The Property is a part of a planned unit development known <br />as <br />RAINBOW LAKE <br />[Name of Planned Unit Development] <br />(the "PUD"). The Property also includes Borrower's interest in the homeowners association or <br />equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners <br />Association") and the uses, benefits, and proceeds of Borrower's interest. <br />PUD COVENANTS. In addition to the representations, warranties, covenants, and <br />agreements made in the Security Instrument, Borrower and Lender further covenant and agree as <br />follows: <br />A. PUD Obligations. Borrower will perform all of Borrower's obligations under <br />MULTISTATE PUD RIDER- Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />® 25439.6 Form 3150 07/2021 <br />Page 1 of 3 <br />