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2n2602755 <br />LOAN #: 92010203922 <br />company, partnership, corporation or other legal entity, or any other termina- <br />tion of Borrower's existence as a going business, or the death of any member <br />or Guarantor, the insolvency of Borrower or Guarantor, the appointment of a <br />receiver, any assignment for the benefit of creditors, any type of creditor workout, <br />or the commencement of any proceeding under any bankruptcy or insolvency <br />laws by or against Borrower and/or Grantor. <br />11. Each of Borrower and Guarantor shall notify Lender within at least fifteen (15) <br />business days of the occurrence of a material adverse change occurs in Bor- <br />rower and/or Grantor's financial condition, or Lender believes the prospect <br />of payment or performance of the indebtedness is impaired, shall require <br />notification to the Lender. <br />12. Lender will have its choice of venue. If there is a lawsuit, Borrower and/or <br />Grantor agrees upon Lender's request to submit to the jurisdiction of the courts <br />of its choosing. <br />13. Lender shall not be deemed to have waived any rights under this Mortgage <br />unless such waiver is given in writing and signed by Lender. No delay or omis- <br />sion on the part of Lender in exercising any right shall operate as a waiver of <br />such right or any other right. A waiver by Lender of a provision of this Mortgage <br />shall not prejudice or constitute a waiver of Lender's right otherwise to demand <br />strict compliance with that provision or any other provision of this Mortgage. No <br />prior waiver by Lender, nor any course of dealing between Lender and Borrower <br />and/or Grantor, shall constitute a waiver of any of Lender's rights or of any of <br />Borrower and/or Grantor's obligations as to any future transactions. Whenever <br />the consent of Lender is required under this Mortgage, the granting of such <br />consent by Lender in any instance shall not constitute continuing consent to <br />subsequent instances where such consent is required and in all cases such <br />consent may be granted or withheld in the sole discretion of Lender. <br />14. The relationship between Borrower and/or Grantor and Lender created by this <br />Security Instrument and all Riders is strictly a debtor and creditor relationship <br />and not fiduciary in nature, nor is the relationship to be construed as creating <br />any partnership or joint venture between Lender and Borrower and/or Grantor. <br />15. Lender may hire or pay someone else to help collect the indebtedness if Borrower <br />and/or Guarantor does not pay. Borrower and/or Guarantor will be responsible <br />to pay Lender that amount. This includes, subject to any limits under applicable <br />law, Lender's attorneys' fees and Lender's legal expenses, whether or not there <br />is a lawsuit, including attorneys' fees, expenses for bankruptcy proceedings <br />(including efforts to modify or vacate any automatic stay or injunction), and <br />ICE Mortgage Technology, Inc. Page 3 of 4 <br />L11142934BUSRLU 0622 <br />L11142934BUSRLU (CLS) <br />04/29/2026 01:52 PM PST <br />