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202602773 (B) "Lender"is Rocket Mortgage, LLC Lender is a LIMITED LIABILITY COMPANY organized and existing under the laws of THE STATE OF MICHIGAN . Lender's address is 1050 Woodward Avenue, Detroit, Michigan 48226-1906 The term "Lender" includes any successors and assigns of Lender. (C) "Trustee" is First American Title Insurance Company Trustee's address is 1 First American Way, Santa Ana, California 92707 The term "Trustee" includes any substitute/successor Trustee. (D) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. Documents (E) "Note"means the promissory note dated April 30, 2026 , and signed by each Borrower who is legally obligated for the debt under that promissory note, that is in either (i) paper form, using Borrower's written pen and ink signature, or (ii) electronic form, using Borrower' s adopted Electronic Signature in accordance with the UETA or E-STGN, as applicable. The Note evidences the legal obligation of each Borrower who signed the Note to pay Lender ONE HUNDRED FORTY THOUSAND EIGHT HUNDRED AND 00/100 Dollars (U.S. $ 140,800.00 ) plus interest. Each Borrower who signed the Note has promised to pay this debt in regular monthly payments and to pay the debt in full not later than May 1, 2056 (F) 'Riders" means all Riders to this Security Instrument that are signed by Borrower. All such Riders are incorporated into and deemed to be a part of this Security Instrument. The following Riders are to be signed by Borrower [check box as applicable]: 0 Adjustable Rate Rider O 1-4 Family Rider • Second Home Rider • Condominium Rider O Planned Unit Development Rider • Other(s) [specify]: Manufactured Home Rider (G) "Security Instrument" means this document, which is dated April 30, 2026 , together with all Riders to this document. Additional Definitions (H) "Applicable Law" means all controlling applicable federal, state, and local statutes, regulations, ordinances, and administrative rules and orders (that have the effect of law) as well as all applicable final, non -appealable judicial opinions. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 3028 07/2021 Page 2 of 19 I 111 MEN Q20358231016200000000233904edb5a-c049-430c-ae6d-9ba8ce51aa440219 * DocMagic