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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider signed by Borrower and recorded with it. <br />n Allan McDonald <br />(Seal) <br />-Borrower Andrea Marie McDonald <br />(Seal) <br />-Borrower <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) <br />Form 3028 07/2021 <br />Page 18 of 19 <br />Q20358231016200000000233904edb5a-c049-430c-ae6d-9ba8ce51aa441819 <br />✓DocMagic <br />