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T•-r�1..-�;a ' ' _ _ � <br /> :-�. . �;a;.►,-� . --- _ _ -_ - <br /> - - . ._ � .�, <br /> ___ -..T, �. <br /> r. _.__=?l76"��� ]f � , . . '� . �O� . , . <br /> -_� � . � � . �� �. <br /> . - �9�z�„�-z <br /> _ _ _- Iit winuea�ti�a�ea�aioaGipiia�.i nw.t fLrs�miept a�tdn 000d�.Tf�a co�iiii�fua Ei►�t;ti)I r�t .. .. . <br /> �ivedieNoN�;okM�riwticat6�t�w�atadoa:(111oatheCoavenionDrW,imuunotbeindefiultandertheNaeatbe _ <br /> Sec��bl�i��t:(ifi)by��ue y�eci�led by t1�e Nate Holder.l murt�y tMe Note Hoider�convenbn fee af U.3. <br /> t • :and(iv)1 nw�t sijn aad�Ive tbe Nate Holder�ay dacuments�be Note lioidGr <br /> r�quira to efYect the oom�nlon. . <br /> (B)Caleolrtla ot FUud R�te , <br /> -----��_��� My neM. fiacd iateroal ata will be equd ro the Federnl NadonN Mort��ge Associatbn's required net ykJd - <br /> �of�date and time o!dwy�rpecified by the Note tblder for(i1 if the orl�in�l term of this Nate i�gre�tor th�n 1S <br /> ye�rs�30-year fixed rate morta��ea covered by�pplicablo 60•day mNnd�tary delivery commitmente,p1uR flva- <br /> ei�h�h�af ara penentaQe poinc(Q.6239b�rounded to tbe nearest one-cig4th of one pe�entaye point (0.12596),or <br /> (ii)if thc ari�ina!torm af�his Note i: Is years or les9. 13-year fixed rate mon�ages covered by ppplicable 60�day <br /> mu�d�tory delivery comrnitmenta.plus five-eighths of one percentage point(0.62596),rouaded to the ne�rect <br /> one-el�hth of one percenta�e point(0.12596).If Ihis rcquired net yicld cannot bo determined because the appli- <br /> cable tommitmeel��re not avAil�bte. the Note Halder will detormine my interest rate by using compwrable <br /> intorn�t�an.M new tecalculptedunderthieSectionS(B)w111notbegc+eawert�ntdeM�►imumRateetatedMSection <br /> ��p��, !l� IN�i'BRB8T RATS 1iILL NEV6R SE OREATER THAN 1�.625 PBRCFs1iT. <br /> (C)1Ww PwaKUt Amanot�ad E(te¢tive D�te <br /> � � If i choose to oxeecie�e tMe Cunversiou Uptau.t6e Nat�e Hoidcr wili determine �he arnou�t of the moariniy =-- <br /> paymeAt tb�t would be suff'�eic�t to�epay the unpaid princi�+al 1 nm expected to owe on the Comrersion Date in <br />,_ full o�the maturity date a�my new 6xed intcres�rate in substantially equal payments.The rcsuk of this caku- <br /> ladon will be the aew uraunt oi my monthly payment. Beginning with my first manthly prq�nt after the <br /> Conversion Date.l will pay the new amount as my monthly payment undl the Maturity date. <br /> C.T1tAN3FEit OF THE PROPERTY OR A BENEFICIAL WTERE3'f 1N BORI60WER <br /> - 1.Until Borrower exercises the Conversion Option under the canditions stated in Section B of this Adjust- <br /> � �bb Rate Rider.Unifarm Covenont 17 of ti�e Security Instrument is amended to read as follows: <br /> - 1Ynts[er otthe Pnoperty a'a Benef�cW Iaterest ia Bort+owa'.If all or any part of the Property or any intere:t <br />-�� in it is sold or transferred(or if a beneficial interest in,Bwriower is soid or transferred the Aorrower is not a <br />