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<br /> M�/r.Mr.R�r d N�M a t�l�ap�t�►�/�rt�I cl��si d�.���Y���e�ni.° � . ,�..
<br /> 1!O!l�GZ11VI�Y 1NiTRITYBMI'ooNii�a�itara�ca�w�te Rar MdoMi u»aad ��Ntae�r a��s wN�.li�l�1�- :,._
<br /> wriMior,bq Jw1�ot�oa a cow1l�M M ruitb�m nowrity i�w�w�1 oor«ia��ed p�apir�r• " �
<br /> 1J�+SIE'Q�t ODVSNAM'S.ilast+a'wrer mnd Le:tfd�er abrdm�t and qree ts 1'ollerra: " .
<br /> i. lIq�INIt �t lleioip�l ri Lilr'Mtt�7�W,� C'�!� �ro��P�P�1+�►wrO 4M�
<br /> p�ieoipd ocana Ialaieu ao tbe debt evlaa�o.a ay td Nale�oa.ny p�ayrnmM.ad Uoee�aoa atrdae�Me NoM.
<br /> �. ll�d�Ilae 1�a�d I�+wo�.��bject ro appiicable Is�v oc ta�wrktea w�iver by I��onder. Bot�n��i�ll ppr b
<br /> I�dx oq tha dq►�non�Ciy PqnaaMa n�e due uMfer the Note,uatU die Nate ia p�W ia tuU�+��um("1�tods')for:l�)yearlY trxa
<br /> ad�widch m�y Mt�ia p�lariry ova d�is Secu�ity Im�nut�at�u a liaa a►the Propatyi lb1�Y�P�
<br /> a�awd raiu ca the Pmpaty.if aoy:(c)Yea�iY h�urd or p�opa�ty insurmoe pma�iwro:(d)S"�Y��P�►
<br /> it�nYt(Q)Y��►�i+�����!f aa�r:�d(�anY�tra�PR9�blo by Bormwer W Laoder�in�000idanoe wHb
<br /> tbe pmvidons ot p�raN�.iu�Gw oi the p�qtmo�t af mo�t�e iiuutaape�nemiwru.7'tiewe item�a�e allod"B�crow It�at.•
<br /> lrader nry. at argr tia�e.cdMa rd hold�ie�n+�iao�q exoeed the a�uei�oum ad�o�u�t a Iender for• f�der�li�r
<br /> � wVted a4oAQa�e lap a�qr �noq��e fiar Haio+�er's oscm�r aa�ou�k wdRC the faderal Ral Bttate Sattpnak P�+ooedrm Ad oE
<br /> 19rf��u aiaeadad 5aoa time a�. 12 U.S.C.Sectiaa 2601.r scq.("RBSPA'�.unlep aoother law tbat�ppliies,a t�e Rr�de
<br /> ' selc a I��er a�o�. If w. La�der mty.at anY dmo. oolloet�d bW i�ft f��utoount no1 W e+:ooed d�e lewr�owwt.
<br /> t.aider�eq atiianMe tso+Nmaa�of Fund:dao ao tbe bs�it af cor�t d�ad re�wwble atimY�t of e�pendihu�af 1M�ue
<br /> B�ciow It�ams or odicrrri�a ib a000�daooe wiih�pplicable law.
<br /> 7Ue Ei��ds �WI be hold in aa ia�litution wM�e .iqiosiu ace i�uod by a fade�l �ga�cy. ia�tnmreaWlry. ar ent�tS►
<br /> (iacludiag Lader.if Lendar ig sucb an inWwdon)or in any Fader�l Home Lan Badc.Lender siWl�pply the Fundt to pX t4c
<br /> Hrcmw Ita�s.l.ender myy xart ch�r�e Borrower for holding aad�pplying U�c Ftiteda.atwwlly aadyr3ng tbe etcrow►�000unt.or
<br /> vaifyipg tbe 6scrow Ite.a�s.ua7ess L�aid�r prys Botrower interrst oa the Fwds�od appliablo law permits Le�der to m�ke snc�
<br /> a chacge. Howevcr.I.a�kr msy t+pquirc Harrower w pay a onc-time d�arge for m inckper�deat�►eal e�ute puc r�o�acrvioe
<br /> used by l�eoder in oonnectlon wlth tRArs traan. unleas applicabk I�w •pmvida atlrcnvise. Ur�les� ao sgreema�t is m�do or
<br /> �pplicablo hw roquira iatenst ta be p�f,llk�der a1w11 aot be roquirod to pay Bamwer a�ry interc�t or e�rainW on t1�e Funds.
<br /> Borrower and I.ender may�roe in writing. howeV�or.tbat interest siull be ptid oo che Funda. l.aider azfull �ive w Barower,
<br /> witDaut chage. an annu�l�woounting of the Funds.'ehowing crodits end de6its w t6e Fwidn and the purpose far whkh oa�h .
<br /> debit to tha FutKis was«aMia,Ti�Fu�nia�Niedgad�sd3kiotwl iecu�itY ioj'atl sutrss sscur�d by iMa�xurky�nsssast.
<br /> If the Funds held 6y L.cndcr ezceed thg amounts pertnittod lo bc held by applicable Isw.[.ender shall�caoount to Borrower
<br /> for the excass h�Ms in accurdanoe with the raquieranents of applicaMe law. If�he amount of the Funds beld by L,aider at arry
<br /> time ic tat suflieient to pay the Escrnw Itams when due,L.ender may so noUfy Borrower in wrlting.and. in such cxco Borrower .
<br /> ahall pay to L,ender tho amaunt necessary to mnke up thc deticknoy. Horrower shpll make up the deflcieacy in no more thm ,
<br /> tweive monthly paymente,at L.ender's solc discretion.
<br /> Upon payment in full of all sums serured by this Security lnsuument. I.e�der slwll prompUy �fund to Bomower eny
<br /> Funda held by Lender.If,under paregraph 21,I.ender shall acquice o�sell the Property.I.ender.prior w�he aa�uisiHon or sale
<br /> of the Property.sMall npply eny Funds held by L.cnder at the titne of acquisition or sale os a cr�edit ageinst�ha sums secu�ed by
<br /> Ihis Sa:udry Instrument.
<br /> 3.Appllcatfon ot Paymeitts.Unless applkable law provides othcrwise, all payments receivad by Lerwkr u�der paregtaphc
<br /> 1 a�2 stwll be applied:firs4 �o any prepaym+nt charges due under the Note: second,to amounts payable under paragreph 2;
<br /> third.to interest due: fourth.to pri�cipal due:and lact,to uny late charges due under[he Note.
<br /> 4.Chprges; Lien9.Bomower shall pay aU tsuces,a�sessments,charges. fine�and impositions atMbutable to the Propeny
<br /> which may attain priority over this Secu�ity instrument, and leasehold pnyments or ground rents, if any.Borrower shall pay
<br /> these obligations in the rnanner provided in parogruph 2,or if nc►t puld in that manner.Borrower shall pay Ihem on tfine direatly -"
<br /> to the person o�vai payment.Born►wer shall promptly furnirh to Lendcr ull natices of umounts to bc paid under this paragraph.
<br /> If Bormwer makes these payments directly,Borrower shall promptiy furnish to Lender receip�s evidcncing�he payments.
<br /> Borrower shall promptly disch�rge s�ny lien which hus priority over this Security Instrument unless Bomower: la)agrxs in
<br /> writing to the payment of the abligAtion�ecured by�he lien in u manner acceptable�o Lender;(b1 contests in good fafth the lien
<br /> by, or defends against enfarcement of �he lien in, legal proceodings which in �he L.ender's opinian aperate to prevent the
<br /> enfoncement of the lien: or(c) sacures from the holder of the lien un agreemeot sutisfuckiry�a I.ender subordinuting the lien to
<br /> this Security Instrument. IP Lender determines thut uny part of the Propeny is subject�o•r lien which may attuin priority ove�
<br /> Ihis Security Instrument.l.enJer mny give Bormwcr u notice identifping the licn. &►rruwcr.hull .atitify the licn or take one or
<br /> mor�e of the actions set farth above within 10 duys of the giving nf noticr:. _
<br /> ' Form 9028 8190
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