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2t26026O2 structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described above (all referred to as "Property"). 2. Maximum Obligation Limit. The total principal amount secured by this Security Instrument is unlimited. Any limitation of amount does not include interest and other fees and charges validly made pursuant to this Security Instrument. Also, any limitation does not apply to advances made under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this Security Instrument. 3. Secured Debt. The term "Secured Debt" is defined as follows: (A) Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt described below and all their extensions, renewals, refinancings, modifications or substitutions. The promissory note signed by Robert C. Brown and Robin K. Nutter (the "Borrower") and dated the same date as this Security Instrument (the "Note"). The Note states that Borrower owes Lender Four hundred forty thousand and 00/100 Dollars (U.S. $440,000.00) plus interest. Borrower has promised to pay this debt in regular periodic payments and to pay the debt in full not later than November 1, 2026. (B) All future advances from Beneficiary to Trustor under the Secured Debts executed by Trustor in favor of Beneficiary after this Security Instrument. If more than one person signs this Security Instrument, each agrees that this Security Instrument will secure all future advances that are given to Trustor either individually or with others who may not sign this Security Instrument. All future advances are secured by this Security Instrument even though all or part may not yet be advanced. All future advances are secured as if made on the date of this Security Instrument. Nothing in this Security Instrument shall constitute a commitment to make additional or future advances in any amount. Any such commitment must be agreed to in a separate writing. (C) All additional sums advanced and expenses incurred by Beneficiary for insuring, preserving or otherwise protecting the Property and its value and any other sums advanced and expenses incurred by Beneficiary under the terms of this Security Instrument. 4. Payments. Trustor agrees that all payments under the Secured Debt will be paid when due and in accordance with the terms of the Secured Debt and this Security Instrument. 5. Warranty of Title. Trustor warrants that Trustor is or will be lawfully seized of the estate conveyed by this Security Instrument and has the right to irrevocably grant, convey and sell the Property to Trustee, in trust, with power of sale. Trustor also warrants that the Property is unencumbered, except for encumbrances of record. 6. Prior Security Interests. With regard to any other mortgage, deed of trust, security agreement or other lien document that created a prior security interest or encumbrance on the Property, Trustor agrees: (A) To make all payments when due and to perform or comply with all covenants. (B) To promptly deliver to Beneficiary any notices that Trustor receives from the holder. (C) Not to allow any modification or extension of, nor to request any future advances under any note or agreement secured by the lien document without Beneficiary's prior written consent. 7. Claims Against Title. Trustor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Beneficiary may require Trustor to provide to Beneficiary copies of all notices that such amounts are due and the receipts evidencing Trustor's payment. Trustor will defend title to the Property against any claims that would impair the lien of this Security Instrument. Trustor agrees to assign to Beneficiary, as requested by Beneficiary, any rights, claims or defenses Trustor may have against parties who supply labor or materials to maintain or improve the Property. 8. Due on Sale or Encumbrance. Beneficiary may, at its option, declare the entire balance of the Secured Debt to be immediately due and payable upon the creation of, transfer or sale of all or any part of the Property. This right is subject to the restrictions imposed by applicable law. This covenant shall run with the Property and shall remain in effect until the Secured Debt is paid in full and this Security Instrument is released. 9. Warranties and Representations. Trustor has the right and authority to enter into this Security Instrument. The execution and delivery of this Security Instrument will not violate any agreement governing Trustor or to which Trustor is a party. 10. Property Condition, Alterations and Inspection. Trustor will keep the Property in good condition and make all repairs that are reasonably necessary. Trustor shall not commit or allow any waste, impairment, or deterioration of the Property. Trustor will keep the Property free of noxious weeds and grasses. Trustor agrees that the nature of the occupancy and use will not substantially V01.1.1.32227 Deed Of Trust Closed End -NE © 2025 Wolters Kluwer Financial Services, Inc. All rights reserved. 12/2025 26.1.0.6405-J20260209N Page 2 of 7