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<br /> . �d t�onvey�qn Anoprety�nd 11�t dr!l�opa�q 1�arteaawn6med.esoop4!ar�b�enoa d n0o�d. Banv+�er wair+pif�IM -
<br /> wW delimd�aarwll�uM tittls a ibc P�wey�piin�dl al�ina�ad daMnd�wbject a a�y eocWnbrraoe�o�recad. . � ,
<br /> :� 'IHIS SBLURTIY MS't'�UI�&IT oaa�6ina w�iffaen oava�nq [a a�tian�l we and nm-mifam�aWwu�ntt witi „.
<br /> • Ilrattnd va:iatloos by jutfsdiWoa ta coandtnte�uititann eennity instnnnrnt eave!rfna re�l prope�ty.
<br /> UNIpDRM ODVBNAM'3. Ba�aw�er�nd La�Aer oavamnt�sd�se d folloM:
<br /> L n�nNew��Pr�cipa..e I�M:�p•r��+�� 9am�wa�lw�p�oe�ptty pr whea aw Ibe
<br /> �d and inta�t aa tha ddM evidentoed by the Nob�ad any pep�ynna►t ard late chwr�d due w�br tbo Nde. .°
<br /> I+I�w ta�lkxa a�d Uiwr�oe. Subjoct to�p1icable law or w a wrtpen vraive�r by Lender.6orrowcr�bdl p�y w
<br /> Le�nder m the daY�S'P��an due under tho-[Vote,uatil the Ndo I�paid in twU�a sum l"l�Imdt")foc(�1 Y�9
<br /> wces wd asaanaw whic6 anRy atqin priarity over thi�Securdty Iaqnammt a a Ika m tNe P�opa�y;(bl YeatlY leueLold
<br /> �n or dmwia renu a� �he Yro�p�rcy,if�u►y: ta)r�Y �a or pnopaty Gaunmoe p�emivan;ca) y tlood
<br /> P�miwm�,if u►y;(e)YauiY mort8i8e incunu�ce Pnmiwru� if�uy:md(�wY su�s P�Yabk hY���mowar M
<br /> l.a�der.k�#000rd�utoe wlth tGe pmvi�o�u of p�ngraph 8.ia ltea of the pymd�t of mai�ge inauu�oe panluu�. 7'hese
<br /> itans�ro calkd'T:cc�ow Itans." I.endqr tn�9.at any time.coUect and hotd Fund:in m or�ount not w oxcad the muimwn
<br /> �nwunt �lender for A fodetaU9 roWod ua�tgaga laam may raquine for Barowerti esciow awount w�der the tedael Rtsl
<br /> Bet�te Seulemda Prooedw�es Act of 1974�a�akndod fraa time to Naie.12 U.S.C.�?btq et seq.("RESPA"1,unless�nolher
<br /> !Rk tb�s,�pptk,,co d�e c�set�a loaser,unowit u ao.t.ender m�y.u any time,eouoct Ana t►ola Pl�ads in in aawura nw ro
<br /> ' e:oeed the le�er mwuqt. l.endi�z�paY estLnate tbe ia�owu of Wadi due on thc b�ais.of�utr+►t dw u�d rc�o�Me
<br /> e�of expeudidua of fuWro Escrow Item�or att�erwise in�oca�dance wi�h applicqble law. �
<br /> 'lf�e Rubt siul) be held in an insUpttion wMue depaits�no in�d by a tederal agenoy� in�dumaudiry.ar mtity
<br /> (including l.ade�.if La�der is wcb�n inadaHon)or in any Redernl Hane Lo�a Bank. L,cndcr shall�pply the Au�ds to p�y �
<br /> the&cmw Ihms. Lender rtwy aot ch�uge Borrower far holding and aPaY�B tlKS Amds.annUally mnNlyzing the escrow
<br /> aoc�unt,ar vaifying the Fscrow Items.unkas I.enda pAys Bonower intereat on q�c Fu�d9 and appliaible iww pe�mip
<br /> Lendar W make such a charge. However.Lender may roqui�e Borrower w p�y o one-Wra clwrge far an independant ral
<br /> aq�te ttuc n�ot�ng�etvla used by l.rnder in.connectioa with Ihis loan,unleas applic�bie law provides othenvise. Unkss an
<br /> agieemeot�mrde or applicable I�w requima inoe�ct to be paid.I.a�da shall nat 6e roquirod w pay Borrower any inoercst or
<br /> wnings an the Funds. Bomower and l�ender may agree in writjng,however,thrt interest stW16o paid on the Rinds. L.ender
<br />�'�: �ll give to Bonnwer.witlwut charge.an annual wxaunHng of the li�nds.slwwLig cnedlta and debits to the fiu�ds and the
<br /> pu�pose for wbich euh debit to the Fund�w�s mde. 7Ue E�ndr aro pledgod ac additiaial cacurity for all wm�securod by
<br /> . thi�Security Instru�aen�
<br /> It'!!x 4'lutds hc#�! by l.tssdsr txsad !hc amosss:ts pessrslltt� so!x hek!by applicable law, Lrtxfe�eh�ll e�x�+t�nt to
<br /> � Bormwcr for 1he excess I�nds in accotdence with�he requircments of epplicabk law. If the amount af the P+�nda held by
<br /> • l..a►da at any dme ic not suf�icient to pey the Escrow Items when due.I.ender may so naify Botmwcr ln writing,�nd,in
<br /> auch casa Barower sh�ll pay to lan�er the amount necess�y to make up tha deficiency. Bormwer elWl m�lc�up the
<br /> � deficiency in no more th�n twolve monthly paymant�.at i.ender's solo discnedon.
<br /> Upon payment in tLll of all sums escured by this Securiry Instniment,Lender shal!promptly rcfund to Borrower u�y
<br /> I�nds held by Lende�. U.under paragraph 21,Lender shail acqui�or scll the Property.lxnder,EMor to ttie acquisitian or
<br /> � sale of the Prope�ty,shall apply any Funds held by l.ender u the tima of acquiait�on or sale aa a credit�{aintt the sunu
<br /> _ secwed 6y this Security Insaument.
<br /> �_3. AppUcatlon of Pnymenis. U�less applicable Inw provides oti�erwise, all paymente received by Lenda�under
<br /> s 1 and 2 shall be applied:first,ta any prepayment charges due under the Note;second,to amounte payable under
<br /> puag�aph U�ird,to inter�est due;fourlh,to principal duc;end IesG 10 any late charges due under 1he Note.
<br /> , 4. C ;Lieas. Horrower ahall pay �11 taxes, assessments. charges,tines and imposidons auibuwble to the
<br /> prope�ty which ay auain pdoriry over this Secudty Instrument,wnd leasehold payments ur ground�nta,if any. Barower
<br /> slu�ll ps�y these ligat�ons in the manner provided in paregreph 2,or if not paid in that manner.Borrower shali p�y them on
<br /> flma dirocdy to e person owed payment. Bomower shull promptly fumish to Lender all notices of amounts to be paid under
<br /> this pnragre If Bomower makes these payments directly,Bottower shall promptly fumish to Lender raxipts evide�cing
<br /> tlie payments.
<br /> Eon�wer shall promptly discharge any lien which has prioriry over this Security Instrum�nt unleas�orrower.(a)ag�ces
<br /> in wriung to the payment of 1he obligation secured by the lien in a manner acceptable to Lender.(b)comtESts in good faith the
<br /> lien by.or defrnds against enforcement of the lien in,lega!proceedings wNkh in the Lender's opinion vperate to prevent Ihe
<br /> enforcement of the lien;or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinatMg�he lien
<br /> w thi�Securiry Instrument. If Lender determines that any part of the Property is subject to m•lien whicA may attain priority
<br /> over this Secwity Instrument.i.ender may give Borrower A nottce identifying the lien. Borrower shall satisfy the lien or take
<br /> onn or mo�otthe actlons set fonh above within 10 days of the giving of nolice.
<br /> S. Harard or Piroperty Insurance. Boirower shull keep the improvements now existing or her�eafter erected on the
<br /> Property inswed ageinst loss by fire,hazar�ds included within the term"extended coverage"und any ot,her harsrds,including
<br /> tloods or floading,Por which Lender rcquires insuronce. This insurance shull be maintained in �he amounts and for the
<br /> ra..�s 9190 (pdRt 2 af 6 pn�ttl
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