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. <br /> RIDER TO SCCURITY INSTRUMF.NT 99' 1t)S1(�1 <br /> 14 <br /> This ridcr is made �/���''- � ��� J dale and is inco oralcd into and de <br /> ( ) rp emeJ <br /> to amend and supplement thc Security Ins ment(deed of tn�st,warranty deed,morlgage,elc.)of the same date. <br /> Thc property covcred by this rider is described in the Security Instn�ment and located at: <br /> v la �,vYf�� GY�.r�.; <br /> C�ra.� �� f�.�� , �� (���� I <br /> AmendcJ Provisions � <br /> ln aJdition to the provisions anJ agrew��ents made in the Security Inshumcnt, Uwe further covcnant and agrec as <br /> follows: . <br /> Borrower's Rigi�t to Prepay <br /> ' 1/We have Qu right to make paymenls of principal at any time before tl�ey are duc. A prepayment of lhe entire <br /> unpaid principal is known as a ful)propayment. A prcpaymcnt of only part of tlu unpaid principal is known as a partial <br /> prepayment. <br /> Except as provided below, I may make a full or partial prepayment at any time. <br /> Penalty Upon Full or Parti I're a m nt <br /> IC,within the Tirst �� ��years from tl�e datc of this Security Instrument I/we make fiill or partial <br /> prepaynunt,the Note llolder may cr�llect a penalty. 'I7�e amount of the penalty will be equa)to six(6)months interest on the <br /> portion of lhe prepayment Uiat exceeds 20%of tlie original principal balance at the yearly rate of interest designated by the <br /> Notc at tlu time tl�e prepayment is made, 'I'he penalty will be collected upon full or partial prepayment, unless olherwise <br /> provided by applicable law or regulation. <br /> If 1 make a partial prepayment there will be no change in the due date of my montlily payment unless tt�e Note <br /> liolder agrees in writing to such a change. . <br /> !f my loan has an adjustable rate feature,my partial prapayinent may reduce the amount of my montl�ly payment <br /> atle�the fitst Change Date following my partial pAyment. Eiowever,any reduction Jue�o my partial prepaymont may be <br /> ofT'sct by an increase in the interest rate. <br /> The provisions of Ihis rider will aot be cnforced in t}►e event of an arms length sale of tl�e property. <br /> 1 � itnes icreo ,7'n�s� Ued tl►is rider. <br /> � <br /> i . <br /> (.C�'��� f �( '�� ���lk l L�L.c�� <br /> w� �:: <br /> .���/yy , _ . <br /> Dale �orrower Signalure <br /> �l�t.�tl n�i,� ���1`c n 1 <br /> �« oROwer SignaWrc !�-T' <br /> AI,S Fotm 60)BI—Mulli-Sta�e Prepay Rider <br /> Itev.I 2r1/98 <br />