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<br /> � � � Lais��c�re.�swi���vwi4�w��r�"Fiw�.�." _ _ - _ :;_
<br /> �1tR04H�NC Ub►VBMANf1's drt�ano�wt i�M�rlrllr�el af tMe wq�e iMnby oo�r�y�pd Irr�11�tidt ro�aw , .
<br /> wHl A�j�W�1e b 1b Mro�i�1�d�ew�d�.wpj�cl l��ebr�aarMrw�d eiotnd. � '
<br /> 1H19 SBCURtIY INSiRUMBNT ooer6Mes rnifann oora�Ni far atio�! we a�d e�awflo� oovwrrb wIM
<br /> iiwibd�ui�tkw iry j�an b ooa�inMe a Yaifonn�ity iar�a�ea�corariiy ted p�opaty.
<br /> � 1lI�QRM C'�OVBNAN'I's'�.QannMet�nd I.arider aova�et rtd yme a�tdlows: •
<br /> 1. lqwait dlrM�cl�1�sd W�rMti�'++sMl�M Nd L�h CM�ry�t. Barmw�er�!1 pro�ypy rrMs d�tlie �
<br /> d�ad lntar�t on d�e debt evklakaf by the Nde�!anY P�Y�+�and We ch�r�a due tbe Nole.-�
<br /> r,�
<br /> FhM1(br'hsa aN1 L�n�n�. 5nbject W applla�bie taw ar W�writlen w�ivrr by Laidar.Bamweir t�W pyt b
<br /> i.eador on�he daY��Y P+�Y�u urs due under the i�Io1e.uail.die Nae i�p�id in fW1.a aun("i�")far:(�)�IY
<br /> wtes�td�se�aneob�rAicb m�y atuin prEo�ity over thi� �rwnem u a lien an t6ee Ptopaty;�b)Y�Y�
<br /> ar paMOid n�ts ao die Ptapdty. N my;(c)re���ac pno�perty in:utanoe promiums: (d) Yarlr Nood
<br /> pnopert ms
<br /> p�a�a�kns.i�'+q�:(e)Ywiy mo�ty�o in�uuace peimicr�s,,if�q�r:aal(fl any aums P�Y+�ble bY Bawvwx to
<br /> I.ead�r.in�mord+�nce wit�c��orieion:of pu��r�8.kA liw a6�e p�m�aac at n�s inwnnca premiums. 7f�eso
<br /> ilaias�ne callod'Esnaw Ile�s. Lende�nuy�u nny time.coltect sw�bwk6��a�oa�rwwt nnt w exoad the mmclmurn
<br /> a�tount a leoder far� [adea��llx teWed m�orrtg�ge lan m�y requiro for Ba�mwora.es+c�o�w accaioR under the fe+deral Real
<br /> �.+tame SetUenowt Prooad�e�Act af 1974 st amendod from dnne b ti�e.12 U.S.0 A 2601 et s�q,•.4"plE•SPA").unlas ariother
<br /> Itw dut applies lo d�e fimds aets�lesser�maipN. 1f sa.L,mder nay.R an�►time.collect�nd hoid�Mia�fa ia an�maunt twt to
<br /> • axaxd the Icttcr stm+►waat. I,cndcP may cuit�sic thc� amount ot'Hteds dae on tde b�ci�of a�t dMa�nd ts�tsoeehk
<br /> �-- - e�tes of ea�prnditur�s of futwo�scmw Items or atl�e�wise ia ac��rce�ri�h applic.�blo I�w.
<br /> '[Ua Ru�ds sfwll be hGld in�n inctitudon wlwse deposits a�e iasu�ed by� federa! a�ency.iawwnontilltY�or entity
<br /> (iaclnding l.ender,if Lerder is sach an insdtudon) or in any 1-�edera!Home lAa�n Banlc. Lender sAell opp�j►the Rmds oo pay
<br /> thc 8scrow Iams. Lender m�y aot charge Barrowa far holding and aQplyiqg the Ruwls.annuallY�natyzin8 the escmw
<br /> _��� aocoun� or verifjriag t1�e�Escrow Items. untess L.�der paya Homower mtercsz on the Punds and applicabla law permiu
<br /> _- Lender to nwlco sucb a churge. 1�owever.L.cnder moy�quiro Borrower w ppy a one-dme chwrge fa�a indepaident rral
<br /> esWto taz re�ordng savace aseA by,LeMer in connecdon with this Iwn.unlese app:�cAbb law p�nvides oRhawlse. Unlas an
<br /> — agroement ia rn�or�ble law requires fntenest ta bo paid,Lcnder slull not be roquired to Qay B�r�awer+u�y intercst a
<br /> �_���• eaminB$on[he�ind�." we�an�l Lender may agree in writing,however.that interext s6aU be paid on the i�nds. l.ender
<br /> ---'-• si�ll give tq Hom►wer. wittxwt cfiarge,an annual�rcrnunting of Ihe Ii�nds.showing credi�s u�d debits 40�oFne Fw�ds and the
<br /> • '.Pwpose for which each dcb3t to d� f�ds was made. 'The Funds airo pledge�as addltional scen�lty,fur�11 sums cxwod by
<br /> ,��' ' thu Securiry�51�1nen1.
<br /> _--
<br /> _ __--� ., . , ji ci�e��heid by L�ender exc�i the amamts pe�mttted to be held by appllcable law, t.e�xlcr shall Account to
<br /> ::;�� . Homower for Ihe caceas Funda in accordance with ihe nquirements of applicable law. If the amounl.;af.the FYinds held by
<br /> _ - ° L.ender at any Ume is ndt:ufficient to pay the Escrow Items when due.L.ender may so�oiiFy Bompwei�in writing,and.in
<br /> - _ • such case Borrower shall pay to Lender the emount necessary w make up the deficiency. 8onowu ahall,moke up the
<br />_ -- deficicncy in no more than twelve mantlily payments.at[.ender�sole discretian.
<br /> [Jpon payment in full of all sums secured by tAis Securiry Inswment.Len�er shWl promptly refund to�orrower any
<br />- Funds held by Lender. lt;under paragrnph 21,Lender shull Acquire a sell the P�aperty.Lender,prlor to the acqulsition or
<br /> sale of the Property.shall apply any Funds held by I.ender at the dme of acquisition or sale�o credit against the rums
<br /> secund by this Security Instrument.
<br /> 3. Appikatlon of P�yments. Unless upplieable law provides otherwisc� all payments received by I.ender under
<br />� paragrap6s 1 and 2 sh�tl be applied: first.to uny prepn}+ment cherges due under the Note;second,to tunounts payable uncier
<br /> + -- ��4.p Cha'rest Llens.stBorrower shallP�u iall t���sessmentsy char es,�M s andlemthsit�ons attributable to the
<br /> B + P Y S p�
<br /> Propetty which may mtain pdoriry over this Security Inswment,and lesisehold payments or ground rents,if any. Borrower
<br /> - shall pay these obligations in the manner provided in paragraph 2,ar if not paid in thut manner,Horrower 4ha11 pay them on
<br /> tima di�+ecUy to the person owed payment. Borrower ahall promp�ly fumish to Lender all notices of amounts to be paid under
<br /> this pareg�aph. If Borrower mukes these paymentF directly,Borrower shall promptly fumish to Lender receipts evidencing -
<br /> the payments. =
<br /> Botrower shall promptly discharge nny lien which has priority over this Security Instrument unless Bomnwer.(a)agrees
<br /> �.SSr^'�:��ti�: in writing to the payment of the obligation secured by Ihe lien in a manner ncceptable to Lender.(b)contests in good feilh the
<br /> _ lien by.or defends ageinst enforcement of the lien in,legul proceedings which in thc Lender's opinion uperatc to prevent the
<br /> enforcement of the lien;or(c)secunes from the holder of Ihe lien nn agreement sutisfuctory to Lender subordinating the lien
<br /> - ���x;,,� to this Security Inswment. Ii Lender detertnines that:my part of the Property is subject to a lien which mny attain priority
<br />__��y��•�:�T„== over this Securiry Instrurnent,Lender may give Horrower u notice ideMifying the lien. Borrower shall satisfy the lien or�ake
<br /> °';-��,3;:"'
<br /> _ - .,t.; one or moro of the actiona set forth uMve within 10 days of the giving oY notice.
<br /> —�r''F'""' S. 47azArd or Property Insurance. Borrowcr shall keeQ the improvements now existing or hereafttr erected on thc
<br /> ����;T� 1�
<br />_ —'""�`'�%'�. '''�''° Propeny insured aguinst bss by fire.hazards included wilhin the lerm"extended coverage"and any other hazards,including
<br /> �. � • :��`" ' flaods or floading, for which Lender requires insuronce. '1'his insurance shall be muintuined in the amounts and for the
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