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� . - :��. gg_ sc�saso (E) Effective Date of Cha ge� M� new interest rate will b come effective on each Chang Date. I wil! pay the amount of my new monthly payment b ginning on the first monthiy pa m.e�t date after the Change Date until tbe amount of�y m thly payment changes a�ai►�. (F) Notice ot'Changes The Note Holder wiN cteliv r c3r mail to me a n�tice of an changes in my inter�st rate and the amount of my �nonthly ayment before the eftective da e of any change. The notice will include information requir d by 1aw to be given me and aiso t�+e tide and telept�c�e numb�r. of a persvn wh� witl ar� wex any question I may have r garding the notice. B.TRANSFE�i O�' THE OPEit'FY OR A BE FIeiAL iNTERFST IN BO�O'�I�ER Uniform Govenant 17 of the S� rity fnstrumer►t is amended to ad as fotlows: Transfer of fhe Yroperty � a Be�et�cial IMerest in Bo rower. If a[t or any part of the Property or aay inter�st ' it is sold or transferred (o if a beneficial interest an Borrovyer is sold or transferred nd BorFOwer is not a n��t�raF son) �uvithout �..ender's prior wricten consen[, Lender may, a ics �ption, require immediate payment ia� fut! of al� suzns secured by tEli� Seeurity instr« nt. However, this optio� sha#R not be exercised by t.e�der if exercise �s prohibited by fed ral law as of the date �f this urity Ciucrument. Lendsr also shall not exercise t�is tio� if: (a) Bcurower causes o be submitted to t,e�der information re�uired by L.en�ie to e�aluate the intended trans eree as if a new loan were being made co the t�az�s�ecee� a (b) L.ende-� reasonabty deter ines thac Lender's securuy wiGl not be impaiced b� the loan assumption a�id that the risk of a breach of any covenant or agreement in this Security lnst� ent is ac�ceptable to Lender. To the extent permicced by �pplicable law, Lender may az�e a reasonable fee as a condition to Lendec's consent to the loan assutnption. Le der may also require the transferee to sign an assumgtio agreement that is accegtable Lendet and that obli�ates the tra�nsferee to keep a1t the pr m�ses and agreements made in he Note and in this Security Instrument. Borrower will co tinue co be �ligated: under he Note arad fhis Security Ins[rument unless Lender releas s Borrower in writing. If Lender exercises the opti n to require immediate payme t in full, Lender shall give Borro�rer nocice of acceleracian 'I't�e nocice shall provide a pe od of noc less rhan 30 days from die date the nocice is deli ered or mai}ed within which orcowe�r must pay all sums �-1 1 72207 198Q31 Pege 3 of• 815U M MPCU9752(3i9A) 1U188719