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202602026 <br />Loan No: 37912 <br />DEED OF TRUST <br />(Continued) Page 7 <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, <br />mobile homes affixed on the Real Property, facilities, additions, replacements and other construction on the Real <br />Property, <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses <br />payable under the Note or Related Documents, together with all renewals of, extensions of, modifications of, <br />consolidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by <br />Lender to discharge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's <br />obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust. <br />Lender. The word "Lender" means Heartland Bank, its successors and assigns. The words "successors or <br />assigns" mean any person or company that acquires any interest in the Note. <br />Note. The word "Note" means the promissory note dated March 26, 2026, In the original principal amount <br />of $84,000.00 from Trustor to Lender, together with all renewals of, extensions of, modifications of, <br />refinancings of, consolidations of, and substitutions for the promissory note or agreement. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal <br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; <br />together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any of such <br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of <br />premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this <br />Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan <br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security <br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter <br />existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and <br />other benefits derived from the Property. <br />Trustee. The word "Trustee" means HEARTLAND BANK, whose address is 896 G St., Geneva, NE 68361 and <br />any substitute or successor trustees. <br />Trustor. The word "Trustor" means Ronald Jakubowski and Tracy Jakubowski f/Wa Tracy Wells. <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH <br />TRUSTOR AGREES TO ITS TERMS. <br />TRUSTOR: <br />X <br />X <br />onald Jakubows <br />Tracy Jdlc • ski f/k/a Tracy ells <br />VIDUAL ACKNOWLEDGMENT <br />STATE OF <br />SS <br />COUNTY OF <br />On this day before me, the undersigned Notary Public, personally appeared Ronald Jakubowski and Tracy Jakubowski <br />f/k/a Tracy Wells, Husband and Wife, to me known to be the individuals described in and who executed the Deed of <br />Trust, and acknowledged that they signed the Deed of Trusts their free and voluntary act an deed, for the uses and <br />purposes therein mentioned. // <br />Given under my hand and official seal this ,2ti,e day of <br />GENESTERAL NOTARYPHEN T.ANDERSO- State at NebraskNa <br />My Comm. Exp, June 4, 2027 <br />By <br />20.4" <br />Notary Public In a d foorr/rye State of /( ." <br />Residing at/rir✓ <br />'6 <br />My commission expires <br />Originator Names and Nationwide Mortgage Licensing System and Registry IDs: <br />Organization: Heartland Bank NMLSR ID: 454554 <br />Individual: Gabe Hewer' NMLSR ID: 454554 <br />