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<br /> �iY i1Wd/a�tlqe b IY�Hopwq�ali'el�t'rd dan�nde.Mbjrct lo�►�.w�M'�d woai
<br /> 7'Nq 3�Cf]Itrl'1f INS1�UAiBM'cowbir�a u�ifaw cov�iq tar�iood nr Yrd saaa�ifan� oo��wlb Mi •
<br /> , limimd vmiadau hy�arls�n m poo�uoa a wd�aa xarcity�truaaan anverin�ee�l pnopert�r•
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<br /> UNII�RM�V�IAM'4. 80110'N��Id j.Mly QOMOMYK��Ib�Y tOIIDMy: .
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<br /> pdnaip�l af md itMae�t an tl�a d�bt avjdanoed by die No�e aid oy prepymak aad IMe d�es dre�nb�t,Mrt No1e.
<br /> 1 l+IMN fbr 7k�wd IMwa�oe. 3ub3eot w�ppiia�6b!�w ano a�nrilwn waiMet by l.aKier.Bor�o��11 py�o
<br /> 6eod�oa the d�Y�y I�Y�U ate due w�da tla Na�.until tlie NMe i�p�id M tWl.a am("fl�")fa:(�)Yarly
<br /> t��nd�ewtiaan which mq atWn piairy over dd�Security Inipomaut a�lien m die Prapaty:(b)y�arlY badiold
<br /> p�yn�tt a pouqd ranp m tlie P�a�paty. if' y.� (c) YaaiY b�rapd a p�aperty incanupe por,mi�a� (d) �raitly (1oo�d
<br /> i�m�noe pro�niwm, U aryt te)Yw19 mo�tp�e�inivanoe p�anNum,.if any�and(�+u�!'swas Pryable 1ry Bamwer w
<br /> La�d�r.ia�ooaid�noe wlth tbe povi:ians ot p�n,�h 8.in Iku of tl�ep�yma�t d matg�e�oe pKmiwnt. 71ie�e
<br /> ita�a ao�allod"F.�c�ow itans." i.aKkr tn�y.��ay time.��nd bold Rud�ia an+�o�NUSt not to exoeod tbe mtutimtmA
<br /> arwuat a lenikr fa a fodedly�el�eed matp�e loaa msy�equi�a for Barowati es�mrv a000um ander tfa fedctd Rail
<br /> Bct�te Setdenlent 1'rooed�u�Act at 19T4 as�qeeidc�from dme w�fano.l2 U.S.C.¢2601 d stp.("RESPM`1.Iqfleu uwdla
<br /> uw Uut applid to U�e Ru�di�p a la�ser Mnou�t. �f so.l_aider m�y.st my t&ne,oolixt and bold Pirds in as�maiaa not to
<br /> ezcaed tbe leuer�mount. [.eoder may estimame the anouot d F3mds due an t6e b�is ot cumenl d�q�nd �toMbk
<br /> �of enpendituros of fluture�crow lams a adxrvvise ia aoc�nae wid��ppiicabie Lw.
<br /> The Plp�ds�hd! be hcW in aa itatiwt�an wbote depocits am iawred by s fedet�l a�dxy. inqnmteaWiry.or eatjty
<br /> (including Lander.fi La�der ic.�uch�n iostitution)ar in any Fakdl Home l.a�n Banlc. Lender�afl�pply the Ru�ds w p�Y
<br /> t6e Facrow Itaas. Lendcr mny not cla�ge Borrower far holding And applying the P1mds.anaually wlyzin�the aaow
<br /> aocount,or verifylag t6e Bscrow Itans.unkas L.a�der p�ya Borrowa intaeal oo the Punds aad�pplicabk law pan►its
<br /> � La�der to make wch a ch�rge. Atawevcr.i,e�der may requiro Bortewer w pay a aic-tin�e ch�rge for�u ir�dcpa�dait teal
<br /> e�tWe tu nepordng service�scd by Lrnder ia cormectian wi�h this laan�unlesa�applic�ble law provida dhavvlse. Uale,cs aa
<br /> agroanmt is m+�dp or appliablc law mequires inte�est to be paid l.aidcr s?�ell not be roquirod to psy Bamwa any i�at or
<br /> wnings on the Flinds. Hamwer and i�ender may�ae in wriring.however,tfuu inte�est stall bc paid on�he F'�nda. t.aider
<br /> abaU give w Borrower.wi�Mut charge.an amual accau�ting of the Punds.showing credlts and debiu w the li�ndc iutd�1�e
<br /> pu�pase for which eACh debit[o the Fund:w�r nade. The Hmds nre pledged m additional securiry for all sumc securod by
<br /> fhia 3ecu�iry la�trutnen�
<br /> ��x �s �5y t,�a��«a � � �a�:a� tx�a �y �� �,�. �� � so
<br /> Bortower far 1he excess Funds in a�xordance with 1he requircmen�r af Applicabk IAw. If the anw�w of the Fw�ds held by
<br /> Lender al a�y time is not sutTicient w pay the Escrow Items when due.Lender mey so ndify Bawo�er in writing.and,in
<br /> :uch case�cAmWet shell pay w L.ender tha amount nocessary to meke up the deficia�cy. 8c►n+ow�.�r chall make up the
<br /> deficiency in�o mat than twelve monthly paymenis.at I..enderk sole disc�eNon.
<br /> Upon pxyment in W!1 of �11 sums secured by Ihis Secudry Instnunent.L,endar sfinU pn►mpUy refwM to Boraawer any '
<br /> ' FUnda held by Lender. 16.under paragraph 21.lxnder sFiall acquire a Rell the Propa-ry,L.ender.�nor to the acquisitian or
<br /> sele of the Propetty. shall apply any Funds held by L.cnder at the time of acquisition or sale as a credit against the sum�
<br /> �ecurcd by this Security Insaument.
<br /> 3. ApplkaUoa ot!'aymenta Unless applicabk l�w provldes o�herwlse. all payments�oeived by I.ender under
<br /> pazagrapbs 1 and 2 shell be upplied:first,to any prepay-cmie:nt charges due under the Note;second.to umouna pa�Able under
<br /> pua�raph 2:thiM.W[nteres[due;fourth,to principnl due: and last.to eny tate charges due under the Notc.
<br /> 4. Cbnrges; Lieos. Bomowcr shAll pny �II taxcs,assessments, chsuges, fines tutd impositians uttributeble to the '
<br /> Property which may attain priority over thi�Secu�ity Instrument,and knsehold paymems or grcwad renis,jf any. Borrower
<br /> shall pay these o'bUgatians in the manner�+ruvided in paragraph 2,or if not paid in ttiat manner.Boa�rrower shall pay them on'
<br /> dme dirocdy to the peraon owed payment. Borrower shall pmmptly fumish to Lender all notices of art�unls to 6e paid under
<br /> �his paragraph. If Homower makes these payments dir�ectly,Borrower xhall promptly fumish to Lende�receipts evidencing
<br /> the payments.
<br /> Borrower shall promptly discharge any lien which has priority over this Security I�uvment unAFSS Borrower:la)agrees
<br /> in writing to the payment of the obligation secured by the lien in a munner accepwble to Lender,(trp contests in good faith the
<br /> lien by.or defends ogAinst enforcement of the lien in,legs�l proreedings which in�he Lender�s opinion operate to prevent the
<br /> enfo�ement of the lien:or(c)secures from the holder of the lien nn agreement satisfactory to L.ender subordinating the lien
<br /> ta this Security Inswment. If Lender determines that nny part of the Property is subject to a lien which may attnin priority
<br /> over this Security Instrument,Lender may give Borrower a notice identffying the lien. Borrower shall satisfy 1he lien or take
<br /> one or more uf the actions set forth above within 10 days of the giving ot notice.
<br /> S. Haxord or Property Insurance. Bomower shall keep the improvements now cxisting ar hereafter erected on the
<br /> 1'roperty insured against loss by fire,hazarrls included within the term"extended coverage"Alld AfiH 9�I1Cf IlA28f�S,including
<br /> flaods or flooding,for which Lender requires insurance. This insurance shall be maintained in the Amounts nnd for the
<br /> ram� 9AM► �poxe 2 oJe poRea►
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