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<br /> 't+OdB7liBlt Wf!'ti di d�bapro+�s ao�r or Yw�f1�ar�t.�Md m qn ptop�atr��ad dl�.�pPww�� � .
<br /> �l�a�w�aw Q i�fi�t s P�¢14��!!�+y� ���d��!abe be�oveM�!►�la�: �.,,.
<br /> --- ~�,- 6rawuaK. M oldie tar�r b,n�na a b�i+�iearlry tn�ao�as.s�s"lhopeety." -
<br /> ' BOIlROWBR CUVBNAN'1'S tlat Barower 1�law[uUy ul�ed d tlMe aute Ikroby oarveyed�nd ha tbe►is6t to�raat
<br /> �nd canvry the �nd dw�he Propeny G wia�cumbeied�eaoep tor encumbru�oa af noord Baoower wirrssb�o/
<br /> wfll detad�dtb w tb Pmpmty�in�t di cl�iaat aad da�,wbject to+�ny a�curnbta�oes.d roaad.
<br /> THI9 SEC[JitITY IIVSTRUMBNT ooae6(na wd[arm oovenanu fa nadand wo �nd nan-wdfam oovmrw wW
<br /> ILdmd v�riNians by Jwitdlalon to aoqWtute�uNfam ucuriry�au oovcrin�rad p�opeKy.
<br /> IINIFORM CtiDYENAIV7'S, liatiowar�nd i.ender covenaM and+�roe u foUowa:
<br /> L. Ply�t of PrY�cipd�sd Iaknati 1'�7�awd I.�tt CYr�s. B�x�nwer elwll prompNY P�Y when dw tM
<br /> �of md interou oa thn debt evldatced by tbe lVote ano aaY P�p�Y��d I�ta ch�r�q due utWet tho Note.
<br /> FY�aN Ira�7Y�a�d I��o�. Su6ject w�pplic�bk bw a to�wriva�wdver 6y I.ender.Bort�nvver�all p�y to
<br /> I.erider an the day mauhlY WY�nu ao dae unda tho Nata.undl tha Nae ie pwid in fbll.��um("Pund+")for.(a)Y�Y
<br /> wxe�and a�sesa�aents whlch aiay attein prlaity over this Securiry Inapument�u a lien on the PtopeRy:(b)Ye�rly lea�ehold
<br /> payment�or gro�u�d �ents aa the Prope�ty. ii any; (c) Yar1Y hiza►d or property insurnrce premiumo: (d) YcWy flood
<br /> inwence p�emiwnc.if�ny:(e)Y�Y�Bc inswance p�cmiuca, lf�ny:and(fl any wmt paiy�ble by Hamowa� W
<br /> L,ender.in accoidemx with�he provlalons of Qara�mph 8.i�Ueu of�hep�yment of maRg�ge insunu�ce ptemiunw. 71�ese
<br /> ltenu ar�e calied"Fscmw Items." Lender m�y.u�ay time.colle�t ond hold Rinds in an amount not w exceed tho maximum
<br /> ��lender Por a federAlly relAtod matgage loan a�ay require fa Harowerti escrow aocoaru w�da the federal Wal
<br /> F.st�e SeplemeW Plncedwes Act of 1474 sis aunendod fmm dme a time. 12 U.S.C.�2601 er seq.("RESPA").uMas aaotha
<br /> I�w tlu�t�pplies to q�e Tiuds sets a leisct arrnunt. If so.l,erder may.u any tuae.collxt and hold Fiu►ds in an iuna�o�t�nt to
<br /> �.�_�� exaood tLc leas�x�unoant. l.e�der au�y esana�alc�bc amount of l�ads due oo tha bisis of eunrnt aia�a qad�e�sa�qhk , .
<br /> estinWUCS af expendihues of tuwm Escrow ltcam�w�oU�wise iu ucco�d�nce with syiplicabk I�w. : .. '
<br /> Tho Rmds shall be I�eld �a au►institu�ic�v�fiose de�a�:its�te iasured by a federa!agency, iasuumeataiity,;csr�uz�ty �' �
<br /> ===�� (including L.ender,if Lende�is suc3�an iastStu¢iAnu�cr irt un)'�Fecer�l1�1��l.oaon Bxnk. !LendCr shsiU apply tite�iswis�a�py ...'••�
<br /> �'�0i the Fscrow Items. L,ender may nat char�e�t�annoNer for fn,lAing and a�tyi�F tne Fu,�c1s.aM1W111y a�181y�U11g QhE` i3CZtriA�, . �
<br /> --;:��-��� eccount.or vcrifying the Fscmw Items, unle� l.ender pays Horrower interest on the l�l�tids aad appficable laW�pemhita
<br /> —_---_= f.ende�w m�ice such a charge. However. Let�der may require Borrower to pay a one-time c6arge for an indopaident r+eal
<br /> _. W-:�;:;� eswte taz rcpating service used by Lender in connecNon with thie loan,unlesaapplieable luw provides otherwise. Unlas an �
<br /> - =:.:,,� a�M is made or�pplicable law roquina interest to be paid,l,endcr shell nat be requirod W pay Borrower any lnterest or
<br /> �' eamings an the FLnds. Homowcr and I.cnder may agree in wdting,however,that intcrest shall be paid on the Funds. Lender
<br /> shall give to Borrower.without charge.en annual accounting of the Auids,showing c�dits and debils to the FLnds and the
<br /> - purpose for which cach debit to�he ti�nda was madc. The P1mds+�ne pledged ao addltlau�l exuritY for all sums secuad by
<br /> � this Securiry Inswmeat.
<br /> ��: If thc Funds hefd by L¢ndcr eKCOCd Ihe amounts permittcd to be hefd by appiicabie iaw. i.rnder shdi w.�.'ount to
<br /> Borrower for the czcers Funds in uccordance wjth the requi�menls af applicabk law. If�he unount of tho FLndc held by
<br /> - Lender et stny time ic not aullicient Io pay�he E.scrow Items when duc. L.ender mvy so naify Bormwer in writing. md, in
<br /> �, auch caso Borrower shall poy to Lender the amount necessary ta rnake up the deflcfeney. Barmwer sh�ll m�ke up the
<br />- deficiency in no morc th�n twelve momhlY paYmen�s,at Lender�s sole discrc�ion.
<br />-- Upon poymcnt ie WII uf ull xums�.�curcd by Ihi.r Sccu�iry InRtrumenl,l.ender�fu�ll premp�ly Rfund to Bartower any
<br /> Punda held by L.ender. If.under paragraph 21,Lcnder�hall ocquire a�c0�he Prc�eny,Lender,prior to the acquiaUion ar
<br /> cple of Ihe 1'ropeny.xlull apply ony FLnd�held by l.ende�at liw time af acyui�ilian or eak ax a crcdil a�dnat Ihe wnu
<br />. �ecurcd by Ihi�Sccud�y Insuument.
<br /> 3. Applkalfoa d Payment� Unless upplicuble law provide�othcrwirc, ull poymems r�oceived by I.ende�under
<br /> y��� parngrapha 1 and 2 shull be appNed:finci,ta any prepuyment chorges due under�he Note;r,econd,to umounts payable undtr
<br />_ paragraph 2;Ihird,to interest due;founh,tn�ncipal due;and I�at,to any Iwc chorges due under the Note.
<br /> '' 4. Chv�est Lkns. Borrower shall ppy �II �oxes. assessmenta, charges, fineF and imposhions attributable ro tFie
<br />-_ Property which may uaain pdority over ihis Secudly Instrumem,and lea.schold pnymentK or ground rents,if any. Borrower
<br /> .,,,�,. shall pay the;e obligalions in the manner provided in paragrnph 2.or if not paid in that manner,Borrower sh�ll pay them on
<br />��- .t� Umc dlrecUy to thc person owed pnyment. Barrower shell promqly fumish to l.encler all notices of amounts to be paid under
<br />-_ ;,�°�,,�.; .� this paragrnph. If eorrower makes�hese payme�t�directly,Bortower shsill promptly fumish�o Lender receipts evidencing
<br /> ��'�'�:�,}f �: the ments.
<br /> �,'`.,t,.:�?;." PsY
<br /> �;,:t�;?•;����1��,•�� Bortower shall promptly discharge any lien which has priurity over this Security Instrument unkss Borrower.(a)agr+ees
<br /> .;'��:���°�i�j�'�d��� in writin to the ment of�he obli ation secured b the lien in u manner aac table to l.ender,(b)contesls in good feith the
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<br />:=� ��r� lien by.or defends against enforeement of thc licn in, legal proceedings whfch in thc Lender s opinlon operate to prevent the
<br /> :�':. �.�;� enforcement of the ifen;or(c)secunx from the halder of the lien on agreement wtisf�ctory to L.ender subordinating the lien
<br /> "� "' to this Socurity Instrument. If Lender determines Ihat ony part af�he Propeny is subject to n lien which may attain prioriry
<br /> , • i •'`'�� over this Secu�ity Instrumem,[.ender mey give Borrower�notice idenllfying the lien. Borruwer shall satisfy 1he licn or take
<br /> .:� '������� one or mo�of the actions set forth above within 10 duys of the giving of noUcc.
<br />=r� �';'`"A? 5. Nawrd or Propetty lasurance. Borrower shull keep the improvementti now exis�ing or hereafter erected on the
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<br /> ,_��?N.T•-:� P ro p e ny insure d aga ins t loss by fire,h u zAr d s i n c l u d ed within the tertn"extended covern ge"und an y other hazerds,includ ng
<br />_: �:�'-:.��',• •a.•, floods or flooding, for which Lender requite�insurw�cc. This inaurence shall be maimained in the amounts and for the
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