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�rl��O1�� �u�uu|��4' this Security Instrument (* mortgage, grant. and convey such Dorozv/cr`s interest in the Property under the 1cnns of this Security |nmtnunucot- (h) signs this Security Instrument to vvuivc any applicable inchoate right's SLIC11 as doNver and CUI-tesy and any available homestead exemptions, (c) migns(hia8ecuri1y|natounoentinaxsignonyK4iuoe||ancoosProoeeds,rcn(s,oru(bcreurningsOnm the Property to Lender; (d) is not personally obligated to pay the sums due Under the Note or this Security |osbunocnL and (c) agrees that Lender and any other Borrower can ogncc to extend. mudiFv,fbrbeur.nroonkconyucconumodnhonsvvilhregand(oLh*iennan[theNoicortbixSccuriiy Instrument without suuh Borrower`x consent and without affecting such Borrower's obligations Linder this Sccuri|v Instrument, 8uhiccttothe provisions ufSechon |4,any Successor inInterest nfBorrovvcrwho assumes Borrower's obligations Linder this Security Instrument in writin,(.1,,, and is approved by Lender, will obtain all offlorrower's rights, obligations, and benefits Linder this Security Instrument. Borrower vvill not hereleased b'um Borrowers obligations and |iubi|ityLinder this Securi<vInstrument unless Lender agrees to such release in writing. 10. Loan Charges. |fpermitted under Applicable iamLender may charge Borrower fees [br services per[bnncd in connection vvi(h Borrower's Detuuh to protect Lcndcr's interest in Ule Property and ,iUh(s Linder this Security Instrument. ioc|xding: (i) reasonable attorneys* fees And costs; (ii)propedy inspection, vu|uohon, mediation. and |oon mitigation fees, and (iii)other related fees. lfApp}icub|u Law sets nouxbnom loan charges, and that law in finally interpreted so that the interest, i[noy. or other }nun charges collected or to be collected iuconnection with the Loan exceed the permitted limits, then (i) any such loan charge will be reduced by the amount necessary to reduce the charge to the pcnniUud |innii and (ii) any sums already collected hnon Borrower which exceeded permitted limits will bcrefunded roBorrower. Lender may choose (omake this refund by reducing the principal owed Linder tile Note or by making adircot poyrucu\ to Borrower. |[ore[und reduces principal, the reduction will be treated asopartial prepayment without any prcpavmonichurg* (whether or not uprepayment charge is provided tor undcr(hc Note). To the extent permitted by Applicable Luv/. 0oovv/or`sacceptance ofany such refund made by direct payment iu Borrower 000sbiu\� n waiver riAht o[uu{ion Borrower mi�ht have arising out ofsuchovercharge. Il. Notices; Borrower's Physical Address. All notices given byBorrower orLcndcrin connection with this Security Instrument must bc in writing, (u)Notices toBorrower. QnicsaApplicable Law requires odifferent method, any written notice to Borrower in connection with this Security Instrument will be deciried to have been given to Borrower when (i) onui|cd by first class mail, or (ii) uciuo||y delivered to Borrower's Notice Address (as defined in Section | |(o) below) if sent by means other than first class mail o, E|cctrunioCommunication (as dcfincdinSection ||(h)he|nx). Notice toany one Borrower will uonsii1utc notice to all Borrowers unless Applicable Law expressly requires otherwise. It' any notice to Borrower required by this Security Instrument is also required under Applicable Luvv, Ule Applicable Law requirement will satisfy the corresponding requirement under this Security |nskmncni (b) Electronic Notice to Borrower. Unless another delivery method is required by Applicable Law., Lender may provide notice to Borrower by c-mai| or other electronic NrawAsx^-o~w",=.^-,=oa,m"°,=.^Mae w,in 3*0u8 /ruo3 Page x'd/�