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�� —~��u/��^ Upon Borrower's reinstatement of the Loan, this Srcuhtv Instrument and oNioutiona secured by this Security Instrument will remain fully effective as ifnuoucc|cudion had occurred. 16, 8ulo of Note. The Note or a poAiu| in1cnza< in the yJo{c. together with this Soourih/ Instrument, may be sold orotherwise transferred one ormore hnncs. Upon suoh u mn|c or other transfer, all of Lender's rights and obligations ondor this Security Instrument will convey to Lcndcr`ssuccessors and assigns. 17. |LoauServiocr, Lcndccmay take any action permitted Under this Security Instrument through the Loan 8erviocro,another authorized representative, such as usob-oerviccr. Bonnv/cr understands that the Loan Scrvioerorother authorized representative ofLender has the right and au(hori(ytotake any Such action. ThcLoan Servioermay change one ormore times during the term o[the Note. The Loan Scrviocrmay ormay not be the holder m[ihcNote. The Loan 8crvicerhas the right and authority to: <a> ooUcot Periodic Payments and any other amounts due Under the Note and this SccuritV |nsbmncnt,(b)pcdonuany other mmr(gugcloan servicing obligations, and (c)exercise any ri�hts Linder the Note, this Security Instrument, and Applicable Law on behalf'off-endcr. |[rcquiredby Applicable I-mv. Borrower will receive notice ofany change in the Loan Servicer. 18' Nudxo of Grievance. Until Borrower or Lender has notified the other party (in accordance with Section |\)ofunalleged breach and afforded the other party oreasonable pLriud after the giving of such notice to iukc corrective action, neither Borrower nor [ender may oocnrncncc,join.orbc 'oined1nony judicial action (either axun individual litigant mrmmember o[ o class) that (o) arises hvm the other purty"x actions Pursuant to this Security Instrument or the Note, or(b)alleges that the other party has breached any provision ufihis Security Instrument or the Note. I I'Applicable Law provides a time period that must elapse bel'ore certain action can be tuken.<ha1|inocpcdodvvi||bcdeenncd(obercuxonuh|e|brpurposcso[|hioSechon 10� Uleno1icc of Default given to Borrower puouuni to Section 20(n) and the notice of' acceleration girc// to Borrower pursuant io Section 14 will be deemed to sUisFythe notice and opportunity to (oku corrective uoiimn provixionoo[thix Section 18. 80. Electronic Note Signed with Borrower's Electronic Signature. If' the Note evidencing the debt for this Loon is electronic, Borrower acknowledges and represents to Lender that Borrower: (u) expressly consented and intended to sign the electronic Note using an Electronic Siono1unz adopted by Borrower r8ornovver`a Electronic 8ignuiun:`l instead of signing u paper Note with Borrower's written pen and ink signature,- (b) did not vvid/druvv Borrower's express consent to sign the electronic Note using Borrower's E|cc1coniu Signature; (C) understood that by signing the electronic Note using Borrower's Electronic Signature. Borrower promised to pay the deb( evidenced by the electronic Note in accordance with its |o'nns; and (d) signed the electronic Note with B*nvv/er's Bcu1ronio Signature with the intent and understanding that by doing, so, Borrower promised to pay the debt evidenced by the electronic Note in accordance witli its terms. NON -UNIFORM COVENANTS. Borrower and Lender further covenant and agree as fbUov/c ZNi Aoou/orutnu; Remedies. (u) Notice of Default. I. -ender will give u notice of Default to Borrower prior to acceleration K)||o\vin�Borroner`sDcbau|Lexcept that Such nohucofDctbu|(vvi||not hcsent vvhcn Lender exercises its right Linder Section 14 unless Applicable Law provides otherwise. The notice nEB,m-Single naintiv-*eddi"xac/Fanrii,Mae Fo=380mo STANDARDIZED SUBORDINATE DO(JTMENT /om'3 Page no/p