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202601626 <br />2511780176 <br />and assigns) and the successors and assigns of !VIERS. This Security Instrument secures to Lender (i) the <br />repayment of the Loan, and all renewals, extensions, and modifications of the Note, and (ii) the performance <br />of Borrower's covenants and agreements under this Security instrument and the Note. For this purpose, <br />Borrower irrevocably grants and conveys to -Trustee, IN TRUST, WiT1-1 POWER OF SALE, the following <br />described property located in the COUNTY of HALL: <br />SEE LEGAL DESCRIPTION ATTACHED TO SECURITY INSTRUMENT <br />which currently has the address of 304 WINDOLPH AVE, GRAND ISLAND, Nebraska 68801-7169 <br />("Property Address"): <br />TOGETHER WITH all the improvements now or subsequently erected on the property, including <br />replacements and additions to the improvements on such property, all property rights, including, without <br />limitation, all easements, appurtenances, royalties, mineral rights, oil or gas rights or profits, water rights, and <br />fixtures now or subsequently a part of the property. All ol'the foregoing is referred to in this Security <br />Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the <br />interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, <br />MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any <br />action required of Lender including, but not limited to, releasing and canceling this Security Instrument. <br />BORROWER REPRESENT"S, WARRANTS_ COVENANTS, AND AGREES that: (i) Borrower <br />]awfully owns and possesses the Property conveyed in this Security Instrument in fee simple or lawfully has <br />the right to use and occupy the Property under a leasehold estate; (ii) Borrower has the right to grant and <br />convey the Property or Borrower's leasehold interest in the Property; and (iii) the Property is unencumbered, <br />and not subject to any other ownership interest in the Property, except 1br encumbrances and ownership <br />interests of record. Borrower warrants generally the title to the Property and covenants and agrees to defend <br />the title to the Property against all claims and demands, subject to any encumbrances and ownership interests <br />of record as of Loan closing. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use with limited <br />variations and non -uniform covenants that reflect specific Nebraska state requirements to constitute a <br />uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Interest, Escrow items, Prepayment Charges, and Late Charges. <br />Borrower will pay each Periodic Payment when due. Borrower will also pay any prepayment charges and late <br />charges due under the Note, and any other amounts due under this Security Instrument. Payments due under <br />the Note and this Security Instrument must be made in U.S. currency. If any check or other instrument <br />received by Lender as payment under the Note or this Security Instrument is returned to lender unpaid, <br />Lender may require that any or all subsequent payments due under the Note and this Security Instrument be <br />made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified <br />check, bank check, treasurer's check, or cashier's check, provided any such check is drawn upon an institution <br />whose deposits are insured by a U.S. federal agency, instrumentality, or entity; or (d) Electronic Fund <br />'Transfer. <br />Payments are deemed received by Lender when received at the location designated in the Note or at <br />such other location as may be designated by Lender in accordance with the notice provisions in Section 1(>>. <br />Lender may accept or return any Partial Payments in its sole discretion pursuant to Section 2. <br />Any offset or claim that Borrower may have now or in the future against Lender will not relieve <br />iorrower from making the full amount of all payments due under the Note and this Security instrument or <br />NEBRASK 4 Single gamily --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07'2021 <br />[ TT 25 3 0(.6 Puy,, 4 / 18 <br />