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Loan No: 4008733
<br />DEED OF TRUST
<br />(Continued) Page 8
<br />202601 581
<br />provision, together with all interest thereon and all amounts that may be indirectly secured by the
<br />Cross-Collateralization provision of this Deed of Trust.
<br />Lender. The word "Lender" means CITIZENS BANK & TRUST COMPANY, its successors and assigns.
<br />Note. The word "Note" means the promissory note dated January 30, 2026, in the original principal
<br />amount of $145,000.00 from Borrower to Lender, together with all renewals of, extensions of, modifications
<br />of, refinancings of, consolidations of, and substitutions for the promissory note or agreement. NOTICE TO
<br />TRUSTOR: THE NOTE CONTAINS A VARIABLE INTEREST RATE.
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal
<br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property;
<br />together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any of such
<br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of
<br />premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property" means collectively the Real Property and the Personal Property.
<br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this
<br />Deed of Trust.
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan
<br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security
<br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter
<br />existing, executed in connection with the Indebtedness.
<br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and
<br />other benefits derived from the Property.
<br />Trustee. The word "Trustee" means CITIZENS BANK & TRUST COMPANY, whose address is 721 7TH ST PO
<br />BOX 385, ST PAUL, NE 68873 and any substitute or successor trustees.
<br />Trustor.' The word "Trustor" means DOUGLAS G FOTINOS, BETH M FOTINOS, MICHAEL S MOLNAR and EMILY
<br />A MOLNAR.
<br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF. THIS DEED OF TRUST, AND EACH
<br />TRUSTOR AGREES TO ITS TERMS.
<br />TRUSTOR:
<br />DOUGL S G FOTINOS
<br />BETH M FOTINOS
<br />STATE OF
<br />INDIVIDUAL ACKNOWLEDGMENT
<br />SS
<br />COUNTY OF
<br />On this day before me, the undersigned Notary Public, personally appeared DOUGLAS G FOTINOS, to me known to be
<br />the individual described in and who executed the Deed of Trust, and acknowledged that he or she signed the Deed of
<br />Trust as his or her free and voluntary act and deed, for the uses and pur.o es the ein mentioned.
<br />614
<br />4119
<br />tit
<br />:� Wfir'.
<br />of �IiNip
<br />Given under my hand and official seal this
<br />GENERAL NOTARY - State of Nebraska
<br />AMANDA K. SHURIGAR
<br />My Comm. Exp. March 28.2027
<br />day of
<br />By
<br />Printed Name:
<br />Notary Publi .
<br />Residing at
<br />My commission expires
<br />
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