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CASH CHECK d9 oo WHEN RECORDED MAIL TO: CITIZENS BANK & TRUST COMPANY ST PAUL BRANCH 721 7TH ST PO BOX 385 ST PAUL, NE 68873 REFUNDS: CASH CHECK RECORDED RDED HALL C, . NTY NE INSTT 7C?h 01 c 3 3 Mb MAR{ L 2: I U I l�•41vi) `, aCiLD REGISTER OF DEEDS FOR RECORDER'S USE ONLY DISCLAIMER OF HOMESTEAD Executed pursuant to Section 4(3)(a) and (b) of the Farm Homestead Protection Act GRANTOR: MICHAEL S MOLNAR, EMILY A MOLNAR, DOUGLAS G FOTINOS and BETH M FOTINOS LENDER: CITIZENS BANK & TRUST COMPANY LENDER'S ADDRESS: ST PAUL BRANCH, 721 7TH ST , PO BOX 385, ST PAUL, NE 68873 PROPERTY LEGAL DESCRIPTION: Located in HALL County, State of Nebraska:, The North Half of the Southeast Quarter (N1/4SE1/4) of Section Twenty -Eight (28), Township Eleven 511) North, Range Eleven (11) West of the 6th P.M., Hall County, Nebraska, excluding a -tract ofland describgjl as follows: Commencing at the Northeast Corner of the North Half of the Southeast Quarter (N1/4SE1/4) of Section Twenty -Eight (28) above described, proceeding along and upon the north line of the North Half of the Southeast Quarter (N1/4SE1/4) a distance of 402 feet, thence proceeding at right angles and running southerly on a line parallel to the east line of the North Half of the Southeast Quarter (N1/4SE1/4) a distance of 450 feet, thence proceeding easterly on a line parallel to the north line of the said North Half of the Southeast Quarter (N1/4SE1/4) a distance of 402 feet to a point on the east line of said North Half of the Southeast Quarter (N1/4SE1/4), thence proceeding northerly along and upon the east line of the North Half of the Southeast Quarter (N1/4SE1/4) a distance of 450 feet to the point of beginning, said tract containing 4.1 acres, more or less The Real Property or its address is commonly known as RURAL, WOOD RIVER, NE NEBRASKA. GRANTOR'S PARCEL 1 - HOMESTEAD PROPERTY: The North Half of the Southeast Quarter (N1/4SE1/4) of Section Twenty -Eight (28), Township Eleven (11) North, Range Eleven (11) West of the 6th P.M., Hall County, Nebraska, excluding a tract of land described as follows: Commencing at the Northeast Corner of the North Half of the Southeast Quarter (N1/4SE1/4) of Section Twenty -Eight (28) above described, proceeding along and upon the north line of the North Half of the Southeast Quarter (N1/4SE1/4) a distance of 402 feet, thence proceeding at right angles and running southerly on a line parallel to the east line of the North Half of the Southeast Quarter (N1/4SE1/4) a distance of 450 feet, thence proceeding easterly on a line parallel to the north line of the said North Half of the Southeast Quarter (N1/4SE1/4) a distance of 402 feet to a point on the east line of said North Half of the Southeast Quarter (N1/4SE1/4), thence proceeding northerly along and upon the east line of the North Half of the Southeast Quarter (N1/4SE1/4) a distance of 450 feet to the point of beginning, said tract containing 4.1 acres, more or less UNDERSIGNED, MICHAEL S MOLNAR; EMILY A MOLNAR; DOUGLAS G FOTINOS; and BETH M FOTINOS, GRANTOR, hereby states that no part of Undersigned's homestead is presently, or in the future will be, situated upon the real estate described in the Deed of Trust. Undersigned also understands that if Undersigned establishes a homestead on any part of the real estate during the time the Deed of Trust remains unsatisfied and a lien upon the real estate, there will be no right to make a designation of homestead in the event of a trustee's sale upon such Deed of Trust. Further, Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Deed of Trust with power of sale and that Undersigned is signing this Document first before signing the Deed of Trust. THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD PROTECTION ACT DOCUMENT. THIS DOCUMENT IS EXECUTED ON JANUARY 30, 2026.