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200401215 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) al) <br />ROBERT HNSON - Borrower KA EN L JOHN N - Borrower <br />Witness: <br />State of Nebraska <br />County of HALL <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Witness: <br />The foregoing instrument was acknowledged before me this <br />by ROBERT L JOHNSON, KAREN L JOHNSON <br />Ep� MARK D. TRACY <br />Y C OMMISSION EXPIRES <br />March 13, 2006 <br />(Seal) <br />�tbV" 3i <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Si nature f Person Taking Ac ovule ment <br />Title <br />Serial Number, if any <br />My commission expires: <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS D0cMagict?Pb7ff&g� 800-649-7362 <br />Form 3028 1/01 Page 13 of 13 www.docmagic.com <br />Ne302813. inzd <br />