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After Recording Return To: <br />ComUnity Le ' g, Incorporated <br />P.O. BOX 0 <br />Morga ill, CA 95038 -700 <br />A Post Purchase Documentation <br />LW494 ft Choice <br />L -(; 3W R" A"" <br />igrtd V01q. CA 9306 <br />7 n <br />M <br />C: rn (A <br />n z r) _ <br />[� C N <br />Jf C_ <br />n 5r <br />Fi <br />2Ui"401211 <br />.�5 <br />rn <br />cm <br />-.-U <br />Za <br />y. <br />K <br />O G� <br />O ---a <br />m <br />'J T <br />r- n <br />Cn <br />NO <br />Cn <br />Cn <br />-------------------------------------------- - - - - -- [Space Above This Line For Recording Data]------------------ - - - - -- <br />Loan No.: 1000049207 <br />MIN: 1000285- 1000049207 -8 <br />DEED OF TRUST <br />DEFINITIONS <br />rn <br />O CFD <br />N @ <br />CD CL <br />O N <br />-c <br />F-+ 2 <br />N <br />CD <br />'—' Z <br />0 <br />6 � , aZ <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 14TH, 2004, together with all Riders <br />to this document. <br />(B) "Borrower" is CAROLE L. EVANS AND RONALD C. EVANS, WIFE AND HUSBAND. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender "is ComUnity Lending, Incorporated, a California Corporation. <br />Lender is a corporation organized and existing under the laws of California. <br />Lender's address is 610 Jarvis Drive, Suite 200, <br />Morgan Hill, CA 95037. <br />(D) "Trustee" is ARIZONA TITLE AGENCY, INC.. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JANUARY 14TH, 2004. The Note <br />states that Borrower owes Lender EIGHTY THOUSAND AND 00 /100 * * * * * ** <br />Dollars (U.S. $80,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than FEBRUARY 1sT, 2019. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to <br />be executed by Borrower [check box as applicable]: <br />[ ] Adjustable Rate Rider [ ] Condominium Rider [ ] Second Home Rider <br />[ ] Balloon Rider [ ] Planned Unit Development Rider [ ] Other(s) [specify] <br />[ ] 1 -4 Family Rider [ ] Biweekly Payment Rider <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT -MERS Form 3028 1 /01 <br />Page 1 of 13 CL cdne 03/21/02 <br />