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<br /> 7�OQI�7'�R�VBI1i a111M 1����o�v or Mi�N1�r weclNl ao the p�opww.�t!W e��,�M�or4 .
<br /> �.��. �ua �u�`�awm�a 's��y�M�,��e��a�+��..� - . .
<br /> �soRROrvB�t�ovBIVAtVTS dae eanower is IaMfi�uy�eiied or n�c aute I�cnby ooaveyaa�n+a h..die rijhe pi ptinc .
<br /> aad ca�vay the�qp�ty�nd tlu�t the Propaty it wiarcuunbaed�excxpt fa encwnbta�toe�of r000�d. Barow��w�rrWs aed
<br /> Mi11 deia�d�mehliy die titN a die Propaty a�ain�t�II cl4inu aa0 daa�,wMaot to my maan6n�noa d rocad
<br />� TE�3 SECURI7'Y QVS'IRUMEIVT oombines unifc�m cove�wqi tor wtlon�l �ue and non•wilfarm oovauata wGh
<br /> iiaiYled v�rlatioro by juriWictian ta�amlitwe a unifam�ocurity ia�aument c4vuin��al p+uperty.
<br /> UNIFORM C�OVBNANTS. Bormw�er uid Lenda eavm�nt a�d�roa as tolbws:
<br /> 1. P��aent d PN�cipd Md IateroN;Pnp�lmc*/a�d I.ate Cb�r�ea. Borrowu cf�all Prompt�Y P�Y when due tbo
<br /> �of and iatar�l on tho debt avldenood by tho TVaro�nd au►y p�epaymau�ncl l�to elutltes due under 1ho Nole.
<br /> Elwd�tor'ltixa�d I��oa Subject to applic�ble I�w ar to a vnitten waiver 6y Lea�der.Nwmwer chall pay to
<br /> ����Y��Y WY�u m duo wider tho Nao.undl tho Nae i�p�id in f1�11.a aum("fiu�ds")for.(a)yeuiY
<br /> wca�nd Rssessmenus wUicb nu�y atuin priairy over�hie rity insuument�s�Ikn on the Prope�ty;(b)Yeul y leuehold
<br /> P�Y�nu or ground �ents an tbo Prope�ty. if any: (c)yeul�y 6�zsi+d a property insur�urce prcmiums: (d) Yeuly flood
<br /> iasur�noe p�niwn�. if any;(e)Ye.a�ty enoctg�ge insu�noe preaui�ao�s. if rmy; and(�any su�s p�y�bla by Bormwer w
<br /> �.a�aa.�aaord.nce�en�t�e p��o`��n 8. in lien ai'�Ae p�ra�eat of n�ortg�g+e insirance{Kemiums. �t�ese
<br /> i�s am called"F.scrow Aiaoos." Lender ta�y.u any time.rnlle�t and 6old firds in an a�aounl not W eac�d tE�o nouiaura
<br /> aaiwunt�laader far:federally reWed matg�gc lou�may requine for Barwarrerk e9now aceoiw ueder Wo fodeial itail
<br /> F.stMC SdAenndit Pw�a Act of 1974 as amended fran time to eime. 12 U.S.C.�2601 et stq.("RESPA").�tnoil�er
<br /> i�w dW�pplia w the li�od�mets a ksser amoun� lP w.I..ender�w►y.an any time.collect�nd bold Hmds in�n unount not w
<br /> e�cm�! thc lesssr a�os:e� L,en�kr�r est3mate the emo�rot of R�ds Que on the bas4e Q!'ru�rent date ead ieas�able -.
<br /> atimatea of oapa�dipare.s d'futum Escrow Items or dt�erwise in ucardance with applicable IAw.
<br /> 77�e F1u�ds st�ll be Ircld in an institutian whoee deposfts�ne insw�ed by a fedeml agency. insdumentnliry,or ent�ry
<br /> tincluding l.ender.if I.ender is such an institution)or in any Federa!Homo Lc�►Bank. [.ender shell apply the F�nds to paY
<br /> +ti�e Fscrow Itema. Lender may not chat�e Bomnwer for halding and applyLig the blmds,�anuaUy analyzing the escrow
<br /> aocotm�or veritj�ing Ihe Escrow Items.ur.!ess I.cnder pays Borrower intercst on the f�ir�ds c�nd applicable !aw permlts
<br /> , l.aider W make xuch a charge. Howe�•er,l..ender may requi�Borrower to pay a one-time cpargE fa an inde.uendent real
<br /> estate tau�porting service used by l.enrler in connect�on wilh this lowi.unless applicabk law p�ovides otherwise. Unkss an
<br /> agrament is m�de or�pplic�ble law requircs inte�st to be paid.Ler�der sFwll not be reynired to pay Barower any interest or ,
<br /> earnL�gs on tho FLnds. �orrower und Ler�der may ugree in writing,however.tlwt inte�nest shall be paid on the Funds. Lender
<br /> ahall give to Borrower.without charge.en a�ual nccountiag of�he Ii�nds,showin�cudits and debits to the Funds and the
<br /> purposo for which eLch debit to the Funds wa�made. 7Ue Flmds are pledged ps additla�al secudry for all sums securod by
<br /> this Security lnsuvmen� .
<br /> If the Pliinds held by Lender exceed the amounts pertniued to be held by upplkable law.L.ender slwll aceount to
<br /> Bonower for the excess Funds in accordance with the requircmeuts of applicable law. If the artwunt of the Funds held by
<br /> l,ender at any timc is not sufficient to pay the Escrow Items when due. Ixnde�may so notify Bomnaer in wrlting.w�d.in
<br /> auch case Borrower shall pay to L.ender the amount neoessary ro nwlce up the doiiclency. Botrower shall make up the
<br /> deficiency in no more than twelve monthlw payments,at Lender's sole discretion.
<br /> Upon payment in full of all sums s;cur�d by thiR Security Mstrument.[.ender shall prompUy retund w Borrower any
<br /> Punds held by Lender. If.under paragraph 31,Lender aha11 ecquire or sell the Property.l.ender.prior to the acquisiNon or
<br /> sale of the Property,shall apply uny FLnds held by 4ender at �he time of acquisidon or sole as a crcdil against the sums
<br /> secured by�his Security Ir�suument.
<br /> 3. Applieation of�Aymenta Unless applicable law provides otherwise. all payments received by Lender under
<br /> psragraptis 1 and 2 shall be applied:first,to ru►y ptepayment charges due under the Note:second,to amounts payable under
<br /> puagrupb 2;third,to interest due;fourth.to prfncipnl due;and last,to any late churges due under the Note.
<br /> 4. Char�es; Lieus. Borrower shall pay all�nxes. assessmen�s. charges. Mes sind impositions attributable to the
<br /> Property which may attain priorily over this Security Inslrumem,end leaschold payments or ground rents.if any. Bomower
<br /> shall pay�hese obligations in the msinner provided in paragraph 2,or if not paid in that manner.Borrower shall pay�hem on
<br /> time directly to the person owed payment. Borrower shall promptly fumish to Lender all notices of amounts to be paid under
<br /> • lhis paragraph. If Borrower makes these payments directly,Bortower shall promptly furnish to I.ender receipts evidencing
<br /> the paymen�s.
<br /> Bomower shall promptly discharge any lien which has prinrity over this Security Inswmen�unless Borrower.(a)agrees
<br /> ' • in writing to the payment of the obligation secured by the lien in a manner ucceptable to Lender,(b)contests in good faith the
<br /> lien by.or defends against enforcement of the lien in,legal procc�edings which in the Lender c opinion operate to prevent the --
<br /> enforcement of the lien;or lc)secures from the holder of the lien an ngreement sa�isfuctory to Lender subordinating the lien -
<br /> to this Securiry Instrument. If Lender determines thnt any part of the Property is subject to u lien which may uttain priority .
<br /> over this Security[nspument,Lender may give Borcower u nwice idendfying the lien. Borrower sh�ll sotisfy the lien or take
<br /> one or more of the actions set fonh above within 10 days of the giving of notice. —
<br /> S. Haaard or Property Insurnnce. Borrower shAll keep�he improvements now ezisting on c�rcaRer erected on the _
<br /> Property insured against loss by 6re,haxards included within the ierm"extended coverage"and uny oiher hazards,including �`-
<br /> floods or flooding, for which I.ender requires insurnnce. 'I'his insurance shnll be maintained in Uie amounts und for the
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