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202600909
<br />2511780002
<br />COMPANY organized and existing under the laws of DELAWARE. Lender's address is 13751 SOUTH
<br />WADSWORTH PARK DRIVE, SUITE 101, DRAPER, UT 84020. The term "Lender" includes any
<br />successors and assigns of Lender.
<br />(C) "Trustee" is FIDELITY NATIONAL TITLE INSURANCE COMPANY. Trustee's address is 601
<br />RIVERSIDE AVE, JACKSONVILLE, FL 32204. The term "Trustee" includes any substitute/successor
<br />Trustee.
<br />(D) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under
<br />this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address
<br />and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />Documents
<br />(E) "Note" means the promissory note dated FEBRUARY 17, 2026, and signed by each Borrower who is
<br />legally obligated for the debt under that promissory note, that is in either (i) paper form, using Borrower's
<br />written pen and ink signature, or (ii) electronic form, using Borrower's adopted Electronic Signature in
<br />accordance with the UETA or E-SIGN, as applicable. The Note evidences the legal obligation of each
<br />Borrower who signed the Note to pay Lender TWO HUNDRED NINETY-NINE THOUSAND FOUR
<br />HUNDRED SEVENTY-FIVE AND 00/100 Dollars (U.S. $299, 475. 00) plus interest. Each Borrower
<br />who signed the Note has promised to pay this debt in regular monthly payments and to pay the debt in full
<br />not later than MARCH 1, 2056.
<br />(F) "Riders" means all Riders to this Security Instrument that are signed by Borrower. All such Riders are
<br />incorporated into and deemed to be a part of this Security Instrument. The following Riders are to be signed
<br />by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider
<br />❑ Other(s) [specify]
<br />❑ Condominium Rider ❑ Planned Unit Development Rider
<br />(G) "Security Instrument" means this document, which is dated FEBRUARY 17, 2026, together with all
<br />Riders to this document.
<br />Additional Definitions
<br />(H) "Applicable Law" means all controlling applicable federal, state, and local statutes, regulations,
<br />ordinances, and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non -appealable judicial opinions.
<br />(I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments, and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association, or similar organization.
<br />(J) "Default" means: (i) the failure to pay any Periodic Payment or any other amount secured by this
<br />Security Instrument on the date it is due; (ii) a breach of any representation, warranty, covenant, obligation,
<br />or agreement in this Security Instrument; (iii) any materially false, misleading, or inaccurate information or
<br />statement to Lender provided by Borrower or any persons or entities acting at Borrower's direction or with
<br />Borrower's knowledge or consent, or failure to provide Lender with material information in connection with
<br />the Loan, as described in Section 8; or (iv) any action or proceeding described in Section 11(e).
<br />(K) "Electronic Fund Transfer" means any transfer of funds, other than a transaction originated by check,
<br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument,
<br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an
<br />account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine
<br />FHA Nebraska Deed of Trust
<br />G.X 26143.5
<br />01/2023
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