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202600363 <br />currently residing at <br />923 W 1ST, GRAND ISLAND, NEBRASKA 68801 <br />Borrower is the trustor under this Security Instrument. <br />(B) "Lender" is <br />FAIRWAY INDEPENDENT MORTGAGE CORPORATION <br />Lender is a CORPORATION <br />existing under the laws of THE STATE OF TEXAS <br />4201 MARSH LANE, CARROLLTON, TX 75007 <br />The term "Lender" includes any successors and assigns of Lender. <br />(C) "Trustee" is <br />STEWART TITLE GUARANTY COMPANY <br />organized and <br />. Lender's address is <br />Trustee's address is <br />1360 POST OAK BLVD, STE 100, HOUSTON, TX 77056 <br />The term "Trustee" includes any substitute/successor Trustee. <br />(D) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an <br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />Documents <br />(E) "Note" means the promissory note dated JANUARY 20, 2026 , and signed by each <br />Borrower who is legally obligated for the debt under that promissory note, that is in either (i) paper form, <br />using Borrower's written pen and ink signature, or (ii) electronic form, using Borrower's adopted <br />Electronic Signature in accordance with the UETA or E-SIGN, as applicable. The Note evidences the <br />legal obligation of each Borrower who signed the Note to pay Lender <br />ONE HUNDRED FIFTY NINE THOUSAND TWO HUNDRED TWENTY FIVE & NO/100 <br />Dollars (U.S. $159,225.00 ) plus interest. Each Borrower who signed the Note has <br />promised to pay this debt in regular monthly payments and to pay the debt in full not later than <br />FEBRUARY 01, 2056 <br />(F) "Riders" means all Riders to this Security Instrument that are signed by Borrower. All such Riders <br />are incorporated into and deemed to be a part of this Security Instrument. The following Riders are to be <br />signed by Borrower [check box as applicable]: <br />Adjustable Rate Rider Condominium Rider <br />1-4 Family Rider 1 Planned Unit Development Rider <br />Second Home Rider 1_J VA Rider <br />Other(s) !specify! TAX EXEMPT FINANCING RIDER <br />(G) "Security Instrument" means this document, which is dated JANUARY 20, 2026 <br />together with all Riders to this document. <br />1555501432 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3028 07/2021 <br />Page 2 of 22 <br />FAIRWAY INDEPENDENT MORTGAGE CORPORATION - NMLS 2289 <br />II <br />II <br />